Dear All,

By having this topic, i hope everybody would share your opinions and as well as to let everybody know the existence of Equity Crowdfunding opportunity.

Those days, as we know, Private Equity is only the Big Boys game. Even if you have million dollar account doesn't mean you can invest in a good potential company / startups by become their stakeholder. But of course its a long term investment which range from 2 to 5 years depends.

Currently, equity crowdfunding is trending and everybody who is updated with the current investment instruments probably knows about this.

By modelling and synchronizing EQUITY with CROWDFUNDING, everybody can invest in different companies with small amount of money and become their stakeholder.

Lately, my friend share with me that he invested in Equity Crowdfunding through a company called Midana Capital Inc. After several research, i found out this company is doing equity crowdfunding for companies in China and Singapore. >> here is the website www.midanacap.com. It sparks my interest tho coz i wish i could invest my money rather than keep it in the bank with the uncertainty of our economy, currency, and even property i guess it almost reach to its peak d and to pay for deposit, lawyer fess, bla bla pun not enough money .

There are several private equity investment company in Malaysia such as http://www.mvca.org.my/, http://www.creador.com/

Not much info for equity crowdfunding tho in Malaysia. but i found this blogspot, not sure whether its useful boh. >>
http://wealthtalk15.blogspot.my/


Plan to attend one of their education seminar soon to find out more about Equity Crowdfunding.

Please share with me your opinions guys

I trust my own eyes and my own judgement. lol. However, i cannot summarize it without seeing and understand it. i need to attend first to find out more about Equity Crowdfunding.

Thanks for the advice brother. Dont worry, i hate MLM of course not Amway coz their product is good. lol. But have you heard about equity crowdfunding before boh?

Thanks for your opinions man.

Strongly agreed! my friend told me they also invest in companies that is ready to be listed and provide an exits strategy which i find it interesting coz normal crowdfunding doesn't give that. I prefer to invest small actually and diversified my eggs, of course with the extra savings that i had and not through loan sharks. lol.

Thanks for ya advice.

They hadly invest in Malaysia company as what i know because of the economic landscape. their main project is mainly in China which to my knowledge even if i want to invest in a company i will strongly consider China due to their economic landscape and importantly is their populations.

There is a saying in business term by smart Boss.

"we don't look for money, but we look for peoples, because people carry money and money doesn't walk" hahah

lol, in my life i never invest in unit trust, i only invest in stocks which i buy and keep which normally is technology stocks because technology i would say is recession proof stock. second options now is looking for Private equity coz at least i am part of the business and there are professional people running it and its not a speculation as stocks do.

I'm still studying.

I hope we all have the same mission which is to have a comfortable life when we retire instead of still working when old. hahahaha .... I hope by the time when i'm old, i could spend time with my dog by the beach. hahaha

Wow, really? the latest project i get to know is they are doing a P2B lending company in China which called ftribe if i not mistaken. After done some research from the net, P2B lending in China is a whole new and big trend market. Basically in the western country they already have this long time ago which i questioned myself, why lar malaysia always behind the trend

Maybe you can share some of your experience on the project you invest and why you invest ?

Your sharing is valuable to all of us

Well, frankly speaking, i haven't decided to choose Midana Capital Inc yet, However i do have own study before i assigned the investment rights to them. Factors are:

1. Midana Capital mainly doing project in China, and if would given a chance to invest in China who wouldn't want? but i don't have the proper channel except Midana Capital Inc do have have through VIE "Variable Interest Structure" something like that.

2. i browse other companies yet, they do not spell out any exits strategy and their charges are extremely fuhhh and wondering if i have RM 10,000 whether can i join their elite platform boh?

3. Midana spell out exit strategy and if the company delay their listing , in the agreement they spell out what will be the term upon it? perhaps like giving extra dividends, or buy back options with either original price or extra percentage per annum. (This is informed to me by their executive and my friend aware about the same info and even written in black and white agreement) Well, i need to check with my lawyer friend first on final stage before proceed because they said the agreement is valid by Malaysia lawyer.

4. Entry level not high - I think for example their new project Ftibe pun only cost me around RM 12,000 - RM 13,000 for me to own a 10,000 unit share of the company.

5. So far they have few SMEs investment made in China and i think only 1 in Singapore. And so far the industry they invested in is risk calculated and is my appetite to invest in but that is earlier stage which i do not know about Equity Crowdfunding yet.

6. My last view is, is yes of course i would appreciate others comment for example like unit trust. I am not against it, but my housemate invest in it last 2 years and he lost few hundred dollar furthermore, looking back at the rate of return VS Malaysia economy inflation + GST + increment of cost.

Looking at this point makes me wonder even i am getting my money at 4% - 5% per annum through fixed deposit pun lose money in the long run. Since i am still young, i should start making a wise decision on investment jor.

erm, this is a good question. However, my understanding of private equity is that their return depends on company performance bro. For example: if we have the opportunity to have some stakes in facebook long time ago, i am a billionaire now. hahahaha.

My learning process about Private Equity for now is by watching this reality show. Watch it guys and together we become an investors.

This reality show is one of the top reality show in America, even recognize by the WhiteHouse. Lol. Something like buying a stake in a company and groom the company and makes money. Perhaps this is the secret huh. its called Shark Tank.

Check the link guys

Shark Tank [[COLOR=red]

Haha, No Problems Bro. In facts i called up to their office yesterday and had a long talk with one of their executive. Waiting for free time to visit their mini seminar soon and have an in-depth understanding.

Thank for the reply Bro,

U mean if i want to invest in any of the project they will provide trip for us to visit the place and listen to the owner future plans for the company? Or do i need to pay on my own accommodation? haha basically i have right? if company pao everything then it sounds more like a scams to me. hahaha.

New thing about APOTC. where can i find the details about APOTC? and what does it stands for?

All i can summarized about China economic landscape is "Buying Power". On top of that, look at their economy policy, even i get to know they are in the midst of placing their currency into "SDR Basket - Special Drawing Rights". If they succeed, China is going to be Asia big boy.

http://www.ft.com/cms/s/0/2a902ec0-6596-11...l#axzz3n6WZ5GrS

SDR Basket is where top major currency in the world currently is US Dollar, Euro Dollar, Japanese Yen and Pound Sterling. I'm not really good in explaining how it works, but the simplest way is their currency will be "freely usable". For example: if you trade forex, you will see few main currency against other currency for example: Major Pair >> EURUSD. I hope my explanation is right la.

https://www.imf.org/external/np/fin/data/rms_sdrv.aspx

So, if this occurred, i could foresee their economic will stay healthy even now still they are. Therefore, i think by investing into private equities into certain China Companies will be a benefits.

China government even promoting their Private Equity or i would say foreign investment into their country and its transparent.

http://www.eatonpartnersllc.com/wsj-privat...ve-and-eric-gu/

Compared to Malaysia economic landscape. I really malas wanna share so much information here and i believe everybody would have already knows what holds our economy back by now right? In investment i prefer to use facts finding and logical approach

This is entirely based on my view and understanding. i'm not an public expert in economic scenery in Malaysia but rather a wise and logic investor who ride with the trend to make money

I hope my views answered your questions and please do forgive me if we have different view because human have different thinking n view. Thats why we only have 1 warren buffet. hahahah

Wow, that would be awesome trip huh. Guess u learn a lot of that trip don't you? hehe. Least can grow my confidence if i invest.

Thanks for the sharing of knowledge Bro.

Tq

It depends bro on our view of the potential market.

Hi Bro,

I haven't meet the person in charge and ask in details yet. However, their nature of business is dealing with private equity which is i think more like an financial entity that stands in as middle person to negotiate for a good terms from a SMEs and offer the investment opportunity to small investors like me to have the opportunity to invest in Private Equity.

In terms of regulations by BNM this i not sure how to answer you, but to my understanding is dealing with private equity normally is an understanding between the investors and the company they invested in and both party will sign an agreement. Coz they way i look at their model is more towards Venture Capital or Angel Investment; which in Malaysia there are no strong regulations on this i guess, even if only the big company entitled for it but no chance for small investors like us to involve in. For example: Berjaya Group Boss Tan Sri Vincent Tan also aggressive in invest in companies that he find it profitable in return.

Lastly Bro, it all depends on which money we choose to use and invest. not loan for sure. Like me (a small investors), i dont have the capability to invest in property due to their downpayment and the property landscape in malaysia lately, so i have to choose another way to invest. Thats why i created this topicso we, each other can gain valuable information on equity crowdfunding. hehe

End of the day, it all falls back on your own due diligence and whether are you a risk taker. Like me, i always told myself, "if i think and act like the ordinary, i will end up like the ordinary" hahaha... u better pray hard another 5 to 10 years i can be a millionaire. lol

SmartInvestor01 already invested. Me is still understanding the principal behind and on the way i would say. hehe

risks is everywhere. hahaha ... thats how millionaires / billionaires makes money tho. Remember must be calculated risks not pointless risk.

totally agree with your statements. However it all depends on your personal reflections and understanding on the company you plan to invest.

1. A scam company is more towards something like selling a virtual shares, telling you they plan to be listed but its an empty company which most of the victims never intend to find out. This is also because few had approached me for example company like "M-XXXX" which doesn't justify me on how the shares works.

2. Track records actually important too. However, i would prefer on business that have a huge potential instead of track record. Eversince Lehman Brother Financial institution collapse i dont really judge a company through their history and track record. I start to judge based on potential and the market they're in.

3. Currency risks is what we counted in as external factor. Things for sure is that, end of the day, it depends on which country and what is their economic's like before we invest. Talked about Ringgit. this is the saddest thing i've seen in my life. I think at least by end of next year we pray hard our Ringgit can stay back at RM 3.8 to 1 USD.

We need to find out the facts first before invest bro