Question with Regards to Offer to Purchase
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 Sep 25 2015, 11:43 AM
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#1
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Senior Member
3,651 posts Joined: Oct 2010 
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if you are not able to secure any loan, you should have gotten a reject letter from bank (eg: from 3 banks), show to agent and seller.
if you are not able to get 90% loan, get the e-copy of offer letter from bank, show it to agent and seller. |
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Sep 25 2015, 11:51 AM
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#2
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Senior Member
3,651 posts Joined: Oct 2010
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QUOTE(stfu @ Sep 25 2015, 11:44 AM) I did not get any reject letter from the bank. The bank officer informed me that my loan was not approved through phone call. Both agent and seller know that my loan was not approved before as they were also contacted by the bank officer. ask the bank to issue you a reject letter, they should do that. i assume you are not doing your loan application via 1 bank only, ask those banks who rejected your loan to issue you a letter, 5 min job. |
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Sep 25 2015, 01:56 PM
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#3
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Senior Member
3,651 posts Joined: Oct 2010
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QUOTE(stfu @ Sep 25 2015, 12:01 PM) Thanks for the advice. Already requested, but not sure if I can get it by today as I understand quite a number of people are on leave today due to prolong holiday. no problem and happy hunting, you are in a good position on nego for a lower price in subsale currently as the market is not that good. |
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