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 Self employed or freelance, loan approval prep!, How to prepare ourselves for loan approv

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leodinouknow
post Mar 5 2019, 10:08 PM

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QUOTE(Bjorn1688 @ Mar 5 2019, 08:22 PM)
Want to ask also on this matter,

I work remotely for a UK based company and my salary has been paid via their contracted agent/dealer that also does my EPF and PAYE.

From April onward my position becomes a regional position and salary will no longer being paid by the dealer but paid in UK into a UK bank account and will be subject to all UK taxes and National Insurance. Most likely won't meet the 180 days residency requirements to be taxed as a Malaysia resident.

Currently have an impeccable credit record with HSBC and SCB, never had any dealing with any other bank other than 2 car loans with MBB. Basically if I need a mortgage for a property all I have to do is reach for my phone and contact either of my bankers and they will sort it out for me.

What are my options?

We are planning on buying a property for investment and another as our home.

Been told best to just close the deal before April but it will mean needing to rush through for both of it. The other option is I could use my missus' name who will have a Malaysian income but that leads to another set of problems as she is a foreign national.
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well, support use misstress name. just married her and she will convert to citizen in short time smile.gif

leodinouknow
post Mar 6 2019, 10:20 AM

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QUOTE(Bjorn1688 @ Mar 5 2019, 11:26 PM)
We are already married smile.gif

Citizen? She will never give up her citizenship and I'd never allow her to, not for this country anyway.
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adui.. that call wife already, not misstress. married already still got problem ah? this country law so troublesome

 

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