Hi guys,

just wanna ask regarding withdrawal of EPF to purchase house:
WITHDRAWAL TO PURCHASE A HOUSE PURPOSE

This withdrawal allows you to withdraw your Account 2 savings to finance the purchase of a house. Withdrawal to purchase a second house is allowed after the first house is sold or disposal of ownership of property has taken place. Disposal of ownership refers to ‘loss of ownership of the first house owned through previous EPF withdrawal’ either due to auction, surrender of property by court order, transfer of ownership because of love and affection, destruction of house due to natural disaster, abandoned housing project or cancellation of purchase.

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It states that for second house is able provided it is sold / transferred. Is it possible to transfer my first house to my sister / mother, based on the description above WHILE its still under bank loan, that I still continue paying. So for my second property I can withdraw my EPF, because by then my account would have more money as compared to now.

Thank you all.

Wait bro, are you sure if second property (if first property no withdraw and still hold) can get?

I thought as in my first post, it can be for first / second house. But even for first house if no withdraw, must sell first only can get for second house?

4. Ahli tidak pernah membuat Pengeluaran Perumahan; ATAU Ahli telah membuat pengeluaran untuk membeli rumah pertama dan telah menjualnya atau berlaku pelupusan pemilikan dan kemudian membeli rumah kedua. Bukti penjualan / pelupusan pemilikan rumah pertama perlu dikemukakan.

Thank you dude    I really appreciate it