hi people,

I need some little help here...

recently I was approved by few banks as I applied for housing loan, but I am quite confused on how to choose which bank suits me the most...

my Q is, how am I supposed to choose as each bank's Base Rate & the klibor rate ( I think it's called klibor rate [ BR + ** = rate % ] ) differ from each other... I mean, which should I look - the lower BR with higher klibor rate OR higher BR with lower klibor rate?? the rate ended with the same % though....

thanks !