As referred to the criteria to withdraw EPF to purchase a house：


1) S&P, I have it and not yet exceed 3 years.

2) I have the loan agreement, but already exceeded 1 year, thus I need additional documents as below:
- Surat Perjanjian Pinjaman Perumahan,
- Borang Gadaian 16A /
- ‘Deed of Assignment’,
- Suratan Hakmilik atas nama ahli dan telah dicagarkan kepada pemberi pinjaman

May I know shall I check with the developer, or the laywer in order to obtain 1 of these documents?

Thanks in advance!

Can get a copy from your legal firm.

You can just bring your Loan Agreement and also the S&P.
The requirement stated "/" meaning either one of the document.

For my case, I just bring my S&P and Loan Agreement document.

thanks for your input, will try to contact the lawyer and check.

if the loan agreement's date is less than a year, then S&P + loan agreement will be enough.
but my case is, the agreement's date is already exceeded 1 year, that's why i need extra document.

My S&P and loan agreement is from 2013.