With reference to the Borang BE 2011, the (D18) Annuity plan for the year 2011 is set at RM 1K max. This was introduced in year 2010. However last year in Budget 2011, our beloved PM already announce that this has been increased to RM 3K.

D17 Insurans nyawa dan KWSP ( terhad 6,000)
D17 is where your EPF & life & medical insurance goes into and is limited to RM 6K.

D18 Anuiti tertunda (‘Deferred annuity’)
D18 will be increased to RM 3K for contributions made for 2012 and you're eligible to deduct from tax when you file for it next year.

D19 Insurans pendidikan dan perubatan (limited to Rm 3K)

However do take note for Prudential PruRetirement Reward for D18, at the moment is only approved for RM 1K. We are still waiting for the green light for it to be eligible for RM 3K.

PM me if you need further information on PruRetirement Reward. http://www2.prudential.com.my/corp/prudent...mentreward.html