maybe you forgotten about company that allowed phone claims 150-300 per months.

basically they are paying nothing for phone + commitment upfront. each month just need to submit phone-bill with claims dept. you get both for free assume u still working next 2 years. 

if device outright or 0% installment still have to pay with yr own pocket money

know few ppl doing it, since company subsidies their phone bill. basically their phone are free as long the company policy remain the same.

even they decide to leave the company 12 months later. the phone price they pay 93*12*gst (1182.96~) still way cheaper than outright or 0% installment. hope my boss not reading this

still within 150-300 range.

s6edge+ 111 + 98 + gst = 221.54~

note 5 93 + 98 + gst = 202.46~

lenovo vibe 35 + 98 + gst = 140.98~