Spot on
HNWI goes for min 5 digits

Guys, asw2020 is available in lump sum. Like mega sale. Hurry!!!

Guys, asw2020 is available in lump sum. Like mega sale. Hurry!!!

That was 1 hour ago. Anything can change. But you can try luck now. No harm. Taruh rm10k also can get 1 hour ago.

Tun, I don't pay income tax. Go figure how much I make per year

And I already have truesavers. Setting aside 50% of salary is not easy. Any more money saving tips?

Truesavers is a SA which gives 2.8% p.a regardless how much you have inside. No minimum amount, no need for monthly topup. So instead of your RM800 sitting inside a negligible interest saving account, at least by the end of 1 year. You get more money than if you put in normal SA. Can earn about RM20.

No I don't have.  However I would recommend getting the fuel efficient perodua. Not sure what model it is. No need to waste money buying expensive imported cars when end of the day, both will depreciate in value. Car price should be total your 1 year salary.

Ambank. That time I will post on how to continue saving. Have to think of a way to live on 50% of my salary.

If no, means no green light right? Imagine a FP giving 7.x%/ p.a I will be the first to dump ASX FP to go for that.

That's what I asked wil-i-am but he refused to share. For me personally.
SA - what I need for the month. About rm1k/month
eFD - min also rm1k until I can taruh into ASX FP
Normal FD (promo rates) - 10%
ASX FP - 90%
UT - No unit trust yet.

I intend to move once fully matured.

wow u still student??   

but not every student got parent supportla.. i 100% on ptptn and part time work so not much saving
but u are a good student   

My cousins was on ptptn, they still can buy a car and a house before they get married. Father taxi driver, mother housewife. Don't ask me how they did it. Able to buy a car, buy a house and get married all within one year. They loan from family members so no need to pay banks for house loan.

I understand. One needs to be loan free in order to start saving more. A loan will severely affect one's cash flow.

@Ramjade, 90% on asb? omg. you guys really have confident in this. A lil skeptical tho, seems to good to be true la, worse thing i scared is cannot withdraw or limited withdrawal in case something goes wrong when everybody withdraw. Then again, i dont know much, just started found about ansb and open account a month ago. lot to learn.

im under ptptn as well, i pay rm50 every month to avoid getting my name blacklisted.

But still  many you know who don't pay.