well I guess could drop 0.20sen tis year from 2014 rate

7.5sen to 7.30sen

ASM 6.6 for 2015

ASW Fund is fully subscribed
ASM Fund is fully subscribed
ASD Fund is fully subscribed

When you guys see this message, how do you do the topup?

congrats
why one shot rm38k cannot top up?

10k is already SUPERVISOR at the system row.

9999 still SYSTEM at the system row. If not mistaken la.

it's not a one day decision...i opened asw since 2008...back then, the div was superior then epf, thus i used to hedge accordingly and i used odasw as well...
[SIZE=7]
now, with asb2 coming and the first dividen was equal to asb,asw and as1m were not favorable to me anymore

with the current 3b snapped up in asb2, im going and invest under my children name first as it is capped at 10b..try max 50k for each child, then i asb

So there is no more ASW in cert form, or some investors still holding them? Any other fix-priced ASx can be in cert form?

May I asked what's the purpose of doing that?

but how to get 1mil ASW units when there's limited supply?

For what you want to ballon up the capital?

NYSE has more than 1,600 ETF and more than 1,000 in applications. It covers various sectors. The average earning of the entire ETF industry is not a meaningful figure. ETF is just a kind of unit trust, but, the formation is different and so do its liquidation.

Of cause, it has many advantage than traditional Unit Trust. Relatively, ETF is still new in the investment market, 10 years plus only. It is evolving now, and some, are turning into high risk as well, because it can be configured for hedging, and law in USA still not fully capable to manage it.

hehe.... My knowledge in ETF is limited. I'm still working ETF research since 2 years ago. I am a slow learner and a very conservative investor.

My personal plan is - for fun I am with Forex, for mid/long term incomes is with ETF.

I am not favor to traditional Unit Trust. Unit Trust concept is good, but, the formation is suck. Not really at subscribers benefits. 

I never take ASNB as a traditional trust. As I said, I am taking its political purpose advantage. That reason I like ASNB.

I remember I mentioned once when the dreamer invade our thread which negativity.

The bolded part is very very very important. Actually, be it the current or opposition. PNB will not fall.

What do you guys think on this?

Glad to know that you are a retiree and positive to ETF too. Mind to share your personal portfolio investment.

Agreed if u refer to bumi interest in FP products
As for non bumi, I supposed not many investors wud want to goes thru the pain, time n sweat to top up n eventually withdraw for other purpose

So they leave book there and let staff topup for them? Your friends must be vvip customers to the bank.

I do income tax reporting as usual. I pay for what I need to pay.

FYI -

Dividends received by local investors from investments in Malaysia under the single-tier system are exempt from tax from year of assessment 2008.

Gains from the realisation of investments outside Malaysia will not be subject to tax.

Gains from the realisation of investments (other than real property which may be subject to real property gains tax) within Malaysia are not subject to tax.

An individual resident in Malaysia is exempt from payment of income tax on gains or profit, interest or bonus received from money deposited with the following institutions:
(A) a bank or finance company licensed or deemed to be licensed under Act 758;
(B) a bank licensed under Act 759;
© a development financial institution prescribed under the Development Financial Institution Act 2002 [Act 618];
(D) the Lembaga Tabung Haji established under the Tabung Haji Act 1995 [Act 535];