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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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Vincent9696
post Sep 15 2015, 11:23 PM

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Checked in...
Vincent9696
post Sep 16 2015, 12:07 PM

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QUOTE(Manada @ Sep 16 2015, 11:44 AM)
I have a question. I am 19, I have around RM40k to invest. I am chinese.

Which one fits me? I'm confused with all the available choices @.@
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To invest for long term , u should choose higher risk , higher return fund if u okay with that....since u r so young

This post has been edited by Vincent9696: Sep 16 2015, 12:08 PM
Vincent9696
post Sep 16 2015, 02:29 PM

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[quote=Manada,Sep 16 2015, 01:59 PM]
thanks to my parents actually for investing in some kind of insurance. Since I am 19 in October those accumulated money will be matured. Then, I will use it to do investments.
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Beware income tax come find u...haha , jk
Vincent9696
post Sep 16 2015, 06:46 PM

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QUOTE(wil-i-am @ Sep 16 2015, 05:08 PM)
Dun understand those in bold
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Not to forget FSM also have some certain charge , like sales charge , platform fees (I don't know how many percent) , annual management fees , or could be others some more...
Vincent9696
post Sep 16 2015, 07:58 PM

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Did u guys know how to register FSM ? Sofar I know their office in KL and Penang only
Vincent9696
post Sep 17 2015, 07:21 PM

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As1m possible can get 6.5 divident if klse keep performing like today's....haha

Vincent9696
post Sep 17 2015, 07:53 PM

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QUOTE(Lord_Penguin @ Sep 17 2015, 07:30 PM)
I'm happy if more than 6%. But of course hope for more rclxms.gif
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Frankly speaking , 6% quite less , some long term investment can achieve even double digit also , that's only consider best return.
Vincent9696
post Sep 17 2015, 09:53 PM

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QUOTE(wil-i-am @ Sep 17 2015, 09:49 PM)
Could b higher than 6.60%  icon_idea.gif
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I don't think so , unless they want to attract investor to put more money.

Don't forget 20billion issue .... So that ASX can easily to open account and top up...just my own opinion.
Vincent9696
post Sep 18 2015, 04:25 PM

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QUOTE(nexona88 @ Sep 18 2015, 04:12 PM)
who said no more panic.. u see so much unit available.. I guess should be millions units available now  sweat.gif
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Maybe there are increasing the fund size.
Vincent9696
post Sep 18 2015, 04:51 PM

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QUOTE(wil-i-am @ Sep 18 2015, 04:30 PM)
Did u buy?
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I didn't top up ady, jz buy ASW this month 20k

This post has been edited by Vincent9696: Sep 18 2015, 04:51 PM
Vincent9696
post Sep 18 2015, 04:54 PM

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QUOTE(nexona88 @ Sep 18 2015, 04:53 PM)
nice  rclxms.gif

multiple time or juz 1 try 20k?  tongue.gif
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Open account RM200 , the next day top up 19.8k in maybank jalan hang tuah Melaka.
Vincent9696
post Sep 18 2015, 06:39 PM

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QUOTE(wil-i-am @ Sep 18 2015, 05:06 PM)
Practice risk management or limited bullet?
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Diversified.
Vincent9696
post Sep 19 2015, 11:28 AM

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QUOTE(wil-i-am @ Sep 19 2015, 10:38 AM)
Did anyone sign up Pengisytiharan Amanah with ASNB so far n wat is the fees?
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rM55 , but I dunno how they calculate either is one time fees or per cycle.
Vincent9696
post Sep 19 2015, 01:36 PM

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QUOTE(nexona88 @ Sep 19 2015, 01:23 PM)
Malacca Minorities ask for privilege of ASB investment in Budget 2016

http://www.thestar.com.my/News/Nation/2015...in-Budget-2016/

Good leh if jibby can approve it  rclxms.gif
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R u baba nyonya.?
The chances are very low
Vincent9696
post Sep 20 2015, 03:32 PM

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Going to top up asw tomorrow, one payment is coming ...hehe



Vincent9696
post Sep 21 2015, 03:00 PM

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QUOTE(wil-i-am @ Sep 20 2015, 04:17 PM)
Dun forget to update status ya...
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Successfully top up asw 11k and asm 5k ... But one thing that interesting is the maybank officer told me asm dividend calculated based on total unit during suspended time... Is that right? I argue with him said is monthly basis , he said no, because they change the system? I not so believe bout what he said....what you guys think about?
Vincent9696
post Sep 21 2015, 04:36 PM

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QUOTE(nexona88 @ Sep 21 2015, 04:02 PM)
mind asking why 11k & 5k, not 8k each for ASW & ASM  hmm.gif
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Asm declare dividend at end of March , it is possible the % given may lower a bit due to klse still in weak condition.

Beside that I ady have 3k inside asm.
Vincent9696
post Sep 21 2015, 05:15 PM

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QUOTE(nexona88 @ Sep 21 2015, 05:08 PM)
well AS1M divvy would give some indication of ASM dividend next year  sweat.gif

if 6.4, then ASM most likely same rate
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Whatever it is , as long as it can achieve more than epf rate , I happy enough...haha
Vincent9696
post Sep 21 2015, 09:16 PM

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QUOTE(wil-i-am @ Sep 21 2015, 07:19 PM)
If u use last yr EPF rate as benchmark, afaik FP returns < EPF
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Yes... I expect this year also same , epf claims that they have good return from their investment...haha...
Vincent9696
post Sep 22 2015, 12:49 PM

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My colleague successful top up asw 50k , wow....

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