MAKLUMAT KORPORAT

Amanah Saham Nasional Berhad (ASNB) ialah anak syarikat milik penuh Permodalan Nasional Berhad (PNB) yang ditubuhkan pada 22 Mei 1979 untuk mengurus dana-dana unit amanah yang dilancarkan oleh PNB. ASNB juga bertanggungjawab untuk mendidik para pelabur mengenai faedah melabur dalam unit amanah melalui penganjuran seminar perancangan kewangan atau lebih dikenali sebagai Seminar 360, pada setiap hari di seluruh negara. Sejak pelancaran unit sulungnya Sekim Amanah Saham Nasional (ASN) pada 20 April 1981, PNB telah melancarkan sepuluh dana unit amanah yang lain iaitu Skim Amanah Saham Bumiputera (ASB), Amanah Saham Wawasan 2020 (ASW 2020), Amanah Saham Nasional 2 (ASN 2), Amanah Saham Malaysia (ASM), Amanah Saham Didik (ASD), Amanah Saham Nasional 3 Imbang (ASN 3), Amanah Saham Gemilang (ASG-Pendidikan, ASG-Kesihatan & ASG-Persaraan), Amanah Saham 1Malaysia (AS 1M) dan yang terbaru Amanah Saham Bumiputera 2 (ASB 2). Daripada 12 dana unit amanah ini, enam daripadanya ialah dana ekuiti berharga tetap, manakala selebihnya ialah dana ekuiti harga berubah-ubah yang merupakan dana-dana pendapatan, pertumbuhan dan seimbang.
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PRODUCTS

VARIABLE PRICE FUNDS

SEKIM AMANAH SAHAM NASIONAL



Objektif
Bagi menjana pulangan yang berpatutan dalam bentuk pengagihan pendapatan dan pertumbuhan modal kepada pemegang-pemegang unit melalui pelaburan dalam kepelbagaian portfolio.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mencari peningkatan modal bagi jangka masa sederhana ke panjang.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: December 31
Historical Amanah Saham Nasional (ASN) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2008 - 5.50
2009 - 5.20
2010 - 6.00
2011 - 6.05
2012 - 6.30
2013 - 6.45
2014 -

Fund Performence past 3 years

Tahun Berakhir 31 Disember 2011 2012 2013

Kadar Pengagihan Pendapatan Seunit (sen) 6.05 6.30 6.45

Jumlah Pulangan (%) 5.33 11.45 11.36

NAB Seunit Tertinggi (RM) 0.8841 0.9046 0.9391

NAB Seunit Terendah (RM) 0.7703 0.8127 0.8225

AMANAH SAHAM NASIONAL 2



Objektif
Memberi peluang kepada pemegang-pemegang unit untuk mendapat pulangan dalam bentuk pengagihan pendapatan dan pulangan modal pada tahap risiko yang berpatutan melalui pelaburan dalam kepelbagaian portfolio sekuriti, terutamanya dalam ekuiti sekuriti Malaysia selaras dengan Suratikatan, Garis Panduan dan undang-undang sekuriti.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mencari peningkatan modal bagi jangka masa sederhana ke panjang.

Kelayakan
Bumiputera 18 tahun ke atas.

Financial Year End: June 30
Historical Amanah Saham Nasional 2(ASN2) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 5.20
2010 - 5.20
2011 - 5.50
2012 - 6.50
2013 - 7.10
2014 - 6.90

Fund Performence past 3 years

Tahun Berakhir 30 Jun 2012 2013 2014

Kadar Pengagihan Pendapatan Seunit (sen) 6.50 7.10 6.90

Jumlah Pulangan (%) 6.56 14.13 9.47

NAB Seunit Tertinggi (RM) 1.2588 1.3783 1.4135

NAB Seunit Terendah (RM) 1.0504 1.1948 1.2447

AMANAH SAHAM NASIONAL 3 IMBANG



Objektif
Untuk menjana pertumbuhan modal dalam jangka masa sederhana hingga jangka masa panjang menerusi pelaburan dalam portfolio yang seimbang dan melalui pelaburan semula pengagihan pendapatan, sekiranya ada.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan pertumbuhan modal bagi tempoh jangka masa sederhana ke panjang.

Kelayakan
Warganegara 18 tahun ke atas.

Financial Year End: November 30
Historical Amanah Saham Nasional 3 (ASN3) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 5.50
2011 - 6.00
2012 - 6.30
2013 - 6.40

Fund Performence past 3 years
Tahun Berakhir 30 November 2011 2012 2013

Kadar Pengagihan Pendapatan Seunit (sen) 6.00 6.30 6.40

Jumlah Pulangan (%) 3.17 11.64 10.86

NAB Seunit Tertinggi (RM) 1.1510 1.2010 1.2331

NAB Seunit Terendah (RM) 1.0522 1.0495 1.1124

AMANAH SAHAM GEMILANG



Financial Year End: March 31
Historical Amanah Gemilang Pendidkan (ASG-P) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 5.50
2010 - 5.50
2011 - 5.60
2012 - 7.00
2013 - 7.10
2014 - 7.10

Financial Year End: March 31
Historical Amanah Saham Gemilang Kesihatan (ASG-K) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 6.00
2010 - 6.00
2011 - 6.10
2012 - 7.10
2013 - 7.20
2014 - 7.20

Financial Year End: March 31
Historical Amanah Saham Gemilang Persaraan (ASG-P) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 5.00
2010 - 5.00
2011 - 5.10
2012 - 7.05
2013 - 7.30
2014 - 7.05

[FIXED PRICE FUNDS]

SKIM AMANAH SAHAM BUMIPUTERA



Objektif
Untuk menjana pulangan jangka panjang yang kompetitif dan konsisten kepada pemegang-pemegang unit di samping memastikan pengekalan modal pada tahap toleransi risiko yang minimum.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta menjangkakan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: December 31
Historical Amanah Saham Bumiputera (ASB) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2008 - 7.00 + 1.75
2009 - 7.30 + 1.25
2010 - 7.50 + 1.25
2011 - 7.65 + 1.15
2012 - 7.75 + 1.15
2013 - 7.70 + 1.00
2014 -
(Dividend) + (Bonus)


AMANAH SAHAM WAWASAN 2020



Objektif
Untuk memberi kadar pulangan yang berpatutan kepada pemegang-pemegang unit menerusi pelaburan dalam portfolio terpilih yang terdiri daripada pelaburan yang dibenarkan.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: August 31
Historical Amanah Saham Wawasan 2020 (ASW2020) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 6.30
2011 - 6.50
2012 - 6.60
2013 - 6.70
2014 - 6.60

AMANAH SAHAM MALAYSIA



Objektif
Untuk memberi peluang kepada pemegang-pemegang unit membuat pelaburan jangka panjang yang menjana pulangan yang kompetitif dan berterusan menerusi pelaburan dalam portfolio yang dipelbagaikan.


Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: March 31
Historical Amanah Saham Malaysia (ASM) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 6.25
2010 - 6.30
2011 - 6.38
2012 - 6.80
2013 - 6.50
2014 - 6.60

AMANAH SAHAM DIDIK



Objektif
Untuk memberi peluang pelaburan yang dapat menjana pulangan dan pertumbuhan pelaburan jangka panjang yang berpatutan kepada pemegang-pemegang unit

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mengharapkan pertumbuhan modal bagi jangka masa panjang dari pelaburan semula pengagihan pendapatan (sekiranya ada), sebagai persediaan keperluan kewangan bagi tujuan perbelanjaan pendidikan pelabur dan ahli keluarga pada masa hadapan.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: June 30
Historical Amanah Saham Didik (ASD) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 6.30
2010 - 6.35
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60

AMANAH SAHAM 1MALAYSIA



Objektif
Objektif pelaburan AS 1Malaysia adalah untuk mendapatkan peluang pelaburan yang menjana pendapatan yang konsisten dan berterusan di samping mengekalkan modal pelaburan para pemegang unit di dalam tempoh jangka panjang melalui portfolio pelaburan yang dipelbagaikan.

Pelabur Sasaran
- Pelabur jangka masa sederhana dan jangka masa panjang.
- Pelabur yang memahami pulangan dan risiko.
- Pelabur yang ingin mendapatkan pulangan dari pengagihan pendapatan, sekiranya ada.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: September 30
Historical Amanah Saham 1Malaysia (AS1M) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2010 - 6.38
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60

AMANAH SAHAM BUMIPUTERA 2



Objektif
Menjana pulangan jangka panjang yang konsisten di samping memastikan pengekalan modal pemegang unit dengan menyertai pelaburan di dalam portfolio aset campuran.

Pelabur Sasaran
Dana ini sesuai untuk pelabur yang mempunyai profil yang berikut:

- Memahami risiko dan pulangan pelaburan.
- Mencari instrumen pelaburan jangka panjang yang berpotensi untuk menjana pulangan
tahunan yang lebih baik daripada kadar
pulangan purata Sekuriti Kerajaan Malaysia
(Malaysia Government Securities, MGS)
5-Tahun.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Calculation upon Variable Price Fund using ASG as an example.

NAV of the day you invest - 1.1800
Amount of MYR invested - 10000
Units in hand - 8474.58
___________________________________
Dividend pay on the financial year end - 7.0%
Dividend - 593.22 MYR
NAV of the day - 1.1300
Units paid - 524.97
Total units in hand - 8999.55
___________________________________
If lets say you want to cash out that day
you will get 10169.49 MYR
___________________________________
If you stay for 5 years
Y1 - 8999.55
Dividend - 6.8%
NAV - 1.1500
9531.69 MYR


Y2 - 9531.69
Dividend - 6.8%
NAV - 1.1580
10091.41 MYR


Y3 - 10091.41
Dividend 6.8%
NAV - 1.1600
10682.98 MYR

Y4 - 10682.99
Dividend 6.8%
NAV - 1.1700
11303.88 MYR

Y5 - 11303.88
NAV 1.18
Total cash in hand - 13338.58.
____________________________________

Comparing with FD ( Compounding ) Flat rate 4.0% p.a.
Y1 - 10000
Y2 - 10400
Y3 - 10816
Y4 - 11248.64
Y5 - 11698.58
In MYR.
____________________________________


Of course you CAN'T invest fully in 1 method only. FD is the best among all when it come to risk. Thus, don't put all eggs in 1 basket. Diversify it.
And see things do happen like now. Crude oil, flood, all affecting nation as well as MY will affecting the BURSA and thus ASG.
Hope I help in this post. Feel free to ask me. My answer may be incorrect but I can tell you some info that banker reluctant to tell you.
____________________________________

Just to share some info I got ASNB official page.

____________________________________
ASG Pendidkan
Novagni Cat - MIXED ASSET MY
Fund rating - 2 stars
Peer ranking - 30/42
Unit in circulation - 311.15 Mil Units.

ASG - Kesihatan
Novagni Cat - EQUITY MY
Fund rating - 3 stars
Peer rating - 53/75
Unit in circulation - 409.32 Mil Units.

ASG - Persaraan
Novagni Cat - MIXXED ASSET MY
Fund rating - 3 stars
Peer rating - 21/42
Unit in circulation - 136.64 Mil Units.

** Collectively the three unit trust under the umbrella of ASG have cumulative maximum size of 1.0 billion unit.

*** Potential investor are those who understand investment risk and rewards and are seeking growth of capital over long term period and plan to fulfil the financial requirement for their education/medical expenses/retirement.

Frequently Ask Question [READ ME]

1 - I am a non-bumiputera. And I am totally new to this. Which fund should I go?

Variable Price Funds. Only ASG, and ASN3. Currently only have this two option for you. For those who having any account on Fixed Price Funds, you can keep trying to top up with no guarantee you able to get additional units. And to newcomer you can't apply for new account for Fixed Price Funds anymore except ASNB announce any additional unit to be done on particular fund. Thus, and ultimately, the only choice is that ASG and ASN3. But, now this two fund is approaching its maximum unit availability according to ASNB.

2 - I am a bumiputera. And I am totally new to this. Which fund should I go?

Follow this order, you will never go wrong. ASB - ASB 2 - ASW2020 - ASM - ASD - AS1M.

3 - Any online transection allow?

Yes, one of them is m2u. Others may have but need confirmation from others member. However only apply to bumiputera also. Why? Back to #1. Normally, the money will be transacted but it will be returned when there is no unit available. However the administration fees, 1.06 MYR will not be returned.

4 - EPF?

Yes. But details need an expert to explain it.

5 - Where can I buy the unit?

Agents. Pos MY, MBB, RHB, CIMB. And ASNB office as well.

6 - Best time to buy?

No specific time but, most people do say that. Before any big festive sessions, school reopen and any occasion that need money. However, you don't know when people do need those money.

7. Places to try opening new Fixed Price Fund for the Non-Bumipuitera.

Maybank - KLIA2, Bdr Bkt Tinggi 1, Klang Town, D'sara Uptown, KL Sentral, Cheng & Graha Peladang (Melaka), Rampai Biz Park, Karak
ASNB - Melaka
PosMalaysia - Shah Alam, Triang
CIMB - Bangi
RHB - Padungan

Places above are based on user experiences. And they managed to open the precious account on the mentioned location.

This post has been edited by [Ancient]-XinG-: Sep 14 2015, 02:10 PM

Current Issues -

- Risk of changing FP to VP
- Risk of being taxed
- Risk of the falling MYR affecting the funds performance
- Risk of the withdrawal limit

However. All the risks mentioned isn't proved, yet. Just some opinion from the forumers.

Resolved

- FP to VP.
Anything happen, there will be an announcement. Thus, needless to panic on this.

- Taxing.
Normally, it will be renewed automatically. And the latest will be on 17/18.

- Falling MYR.
No, because ASNB invest 100% in local market. (Confirmed)

- Withdrawal limit.
In agent, maybe yes if you want to take your units as cash. But not having any limit when transferring to CASA.

Latest

VALUECAP IS BACK!!!
Equally owned by KWAP, PNB, Khazanah.
What we can do now is see how this 20bil act on KLCI. And making further interpretation.

This post has been edited by [Ancient]-XinG-: Sep 16 2015, 07:25 AM

check in for ASNB Thread

Very well done! to Ancient-XinG-

previous version thread ASNB Thread


SOCIAL SERVICE


This post has been edited by nexona88: Nov 12 2015, 07:08 PM

thumbs up

Not 20Bil? If 200Bil KLSE should shoot past 2000!

This post has been edited by MGM: Sep 15 2015, 10:34 PM

Many thanks for all the input

-marked-

100% of the unit trust fund is invested in Malaysia. So "mainly' is rather, an inaccurate word to use in this case.

btw bro, think u forgot to tag it as version 2

Checked in...

" 7. Places to try opening new Fixed Price Fund for the Non-Bumipuitera.

Maybank - KLIA2, Bdr Bkt Tinggi 1, Klang Town, D'sara Uptown, KL Sentral, Cheng & Graha Peladang (Melaka), Rampai Biz Park, Karak
ASNB - Melaka
PosMalaysia - Shah Alam, Triang
Cimb - Bangi
RHB - Pandugan "

Great info..
RHB - Pandugan branch in Sarawak Kuching?
That would be great..

Ya, the small branch in front of the roundabout

Tq, Ancient,...

-marked-

lol tq. corrected. At night too sleepy. yea. if 200 bill will be good!! lol!!

Corrected.

What are you confuse about. Be more specific.

1. Because different people have different appetite. Some like fix price (FP), some like variable price (VP). You cannot apply for all. Refer fiat page and see which one you can apply. Already clearly stated on first page what is available for non -bumi

2) No best. Best is asb but you and I cannot apply for that. Depends again on what you want. FP or VP.

3) You can hold all for long term. No problem.

4) You can ask in this thread for opinions. You can also clarify with pnb via email

Hope that help. Any question feel free to ask.

This post has been edited by Ramjade: Sep 16 2015, 12:03 PM

You should really go through the 1st post and get yourself familiar with ASX. And all FP ASX for non bumi give more or less the same return. You can contact PNB for more clarification

This post has been edited by ohcipala: Sep 16 2015, 12:04 PM

http://www.investopedia.com/terms/n/nav.asp

To invest for long term , u should choose higher risk , higher return fund if u okay with that....since u r so young

This post has been edited by Vincent9696: Sep 16 2015, 12:08 PM

Nav is price per unit. For ASX (FP) they are fixed at rm1/unit. ASG and ASN3, you need to visit the counter to know the price as it changes everyday.

Manada be aware that those ASX cannot be open just like that. When you go to the bank, they will tell you chinese quota is fully subscribe. Cannot open.

Hence you need to beg them and tell them "I know if got units for sale, can open new account. Could you please check for me?"

Higher chance to open at places mentioned on first page.

Just give a try on ASM first. They are more willing to do it.


Btw. lucifah please pin this post thanks.

ASM - Amanah Saham M'sia

I thought I make it quite clear...

Go to agent. Take number ir ask then want open ASM account. Then apply. Then "bank in" like your saving account. Done.

But. Please be aware that this is investment after all. The risk is there but basically its save.

Try read the top 5 post again.

Any question can still ask here.

If u refer to ASNB ofiz, yes

19 can open own book already. No need to drag parents along. Unless parent also want to open.

Can open at maybank, cimb, rhb. No need to go to pnb office.

Where u get ASB3

I think he meant ASN3.

By the way, recommend you to open any or all of the ASX as it need only rm100. Once open can top up easily. Opening ASX is the hard one. ASN3 can open anytime.

Try go kl central maybank.

But since you have intention to play forex or stock.... I think any asx product isn't suitable you. You risk appetite is so high lol.

Asx is all low risk.

and u would get antique ASW2020 passbook

good plan

don't try for ASN3.

try for fixed price fund like ASM or ASW2020. u buy or sell @ rm1/unit

19 got 40k cash?
not bad

ASx as "backup" only.. there's no silly about it.. if u found good opportunity in stock or forex, u can use tis $$ in ASx to buy.

u got profit, can reinvest back in stock/forex. or u can deposit balance back into ASx

This post has been edited by nexona88: Sep 16 2015, 02:06 PM

Again, is his money. People dare take risk what. So let it be.

You need to know that ASN3 charges you 5% + 6% of the 5% tax upfront. ASX on the other hand is tax free for now

[quote=Manada,Sep 16 2015, 01:59 PM]
thanks to my parents actually for investing in some kind of insurance. Since I am 19 in October those accumulated money will be matured. Then, I will use it to do investments.



Beware income tax come find u...haha , jk

difference is u paid more taxes on ur gains compared to no tax paid...

...........

For now fixed price > variable price.

But now the NAV is low. Can buy in. But don't know la. The NAV will rebound or not....

Those big shot already lack confident in Malaysia econ for coming three years.

okay. it's your decision

ASX in this forum is regarded as FP. Anything not FP, not categorise as ASX. NAV is low for ASN3 & ASG. Buy now, when it increases (if it increases), you will profit more than ASX. You can lose your principal for VP.

ASX is FP. You buy and sell at RM1. Thr only way you can profit is the dividend which is more or less >6%/year. There will not be loss as buying and selling is rm1.

ASX used to be fully subscribed (no one can buy) but past few months until now. everyone can buy. If malaysia 's economy were to recover, expect ASX to be fully subscribe again.

Think of ASX as epf level interest but you can withdraw anytime no need to wait until 55 years old.

ASN3 and ASG can be open anytime as they are VP funds. No difference than Buying from FSM except maybe stable dividends. You can make more money via VP but you can lose more money too if the NAV drops.

ASX in this forum is regarded as FP. Anything not FP, not categorise as ASX. NAV is low for ASN3 & ASG. Buy now, when it increases (if it increases), you will profit more than ASX. You can lose your principal for VP.

ASX is FP. You buy and sell at RM1. Thr only way you can profit is the dividend which is more or less >6%/year. There will not be loss as buying and selling is rm1.

ASX used to be fully subscribed (no one can buy) but past few months until now. everyone can buy. If malaysia 's economy were to recover, expect ASX to be fully subscribe again.

Think of ASX as epf level interest but you can withdraw anytime no need to wait until 55 years old.

ASN3 and ASG can be open anytime as they are VP funds. No difference than Buying from FSM except maybe stable dividends. You can make more money via VP but you can lose more money too if the NAV drops.

bro ASx is the term we call for all the funds under ASNB. I tot already explain in previous thread

FP ASx - fixed priced

VP ASx - Variable price

ASx - Amanah Saham x*

x* - Wawasan2020, M'sia, 1Msia, didik, Gemilang, Nasional etc.

This post has been edited by nexona88: Sep 16 2015, 03:40 PM

Really. All this while I thought ASX stands for FP funds.

yes.

it's troublesome to write each fund name.. so for simplicity juz write ASx

Dun understand those in bold

Not to forget FSM also have some certain charge , like sales charge , platform fees (I don't know how many percent) , annual management fees , or could be others some more...

I am sure there are funds sold by FSM also giving consistent returns per year. Funds sold by FSM are VP right?

ASx VP can't compare with FSM VP as the earlier is not up to the mark yet

Please explain. Kind of blur reading it.

In terms of performance, ASx VP can't compete with FSM VP

So FSM VP is better than asx vp if you pick the right one?

Yup

Did u guys know how to register FSM ? Sofar I know their office in KL and Penang only

Just follow step-by-step guide
http://www.fundsupermart.com.my/main/resea...ng-Started-1583

AS thread suddenly become FSM thread Just logon to FSM website, everything is there and may just register through online Sorry admin coz OOT

problem solve

This post has been edited by nexona88: Sep 16 2015, 10:03 PM

Effect of change in mkt emotions for a particular instrument.

I think it has just been pinned?

A quick noobie question, is ASX dividen prorated? As we know AS1M mature every end of September, if let's say I made topup on March, the dividen for the topup 1 will be prorated?

definitely

Ah okay... so it will be calculated in terms of days as well?

I don't think so

lowest balance of the month

Not calculated everyday. If you topup interest on 1st, that interest will be calculated inside. If topup on 2nd, no interest.
If topup on 30/31, you will get interest for the following month.

But I do no know whether you will get interest for that month if you do the following. Eg, Deposit rm1k on 1st, withdraw on the 2nd and then deposit again on the 30/31 to to get interest for the next month. Do not know whether such thing will be given interest. If yes, effective rates can be more than what they give.

So if yes, withdraw out on 2nd and dump into Ambank Truesavers and ibg out to casa on 29. Go to bank on 30 and redeposit via contra. Anyone can clarify if the way I mentioned will still be given dividend for that month?

If lowest level, then the above way won't work to earn more interest.

This post has been edited by Ramjade: Sep 16 2015, 10:30 PM

as mentioned, it will be calculated based on the lowest balance of the month. for example:

on the 1st, total balance = xyz + rm1k
on the 2nd, total balance = xyz (after you withdraw)
on the 30th, total balance = xyz + rm1k (after redeposit)

lowest balance of the month is still xyz

Yes, thats the branch i went to last time..

Yape, to further affirm the statement

New Balance
01.09.2015: RM10,000
15.09.2015: RM 8,000
30.09.2015 RM10,000

RM8,000 will be used as calculation for the dividend for that month as it is deemed as the lower account balance for the month..

This post has been edited by smartinvestor01: Sep 17 2015, 11:38 AM

ASNB unit trust investment promo
http://www.maybank2u.com.my/

Yeah,... I just saw it too. For ASB and AS1M, and need to invest in at least RM100 to qualify for the lucky draw. Is it really that easy to get the units now... since they said need to invest in RM100 'just like that',....

Look at this part of the disclaimer section :-

Before investing, please read and understand the content of the prospectuses. Total return on the investments may go down as well as up. Investments in the funds are exposed to fund management risk, inflation risk and purchasing power risk.

This post has been edited by Hansel: Sep 17 2015, 02:27 PM

But i believe that those clause are always included in all type of unit trusts..

Kind of a standard clause..

Anyone thinking of top-up AS1M via Maybank2u, Please be inform that the Suspension Period start at 19th (5.01pm) to 30th September 2015 (11:59pm)

p/s: yeah rm100 top up via m2u for AS1M is too easy.. some even top-up 10k also can get

Hah, i wished that i am cash rich to pump in the money..

But the problem is I might even need to withdraw as i need some cash at the moment.. ^^

that's why ASx for.. when in need of $$ (after CASA not enuf), we can withdraw to use it

Yape, fortunately it is high liquidity compared to the other unit trusts..

For that, i am really happy.. at least finances become more easier to manage..

ASNB's funds unique on-the-spot redemption honoring is really something you can't find anywhere else in the world never mind Malaysia. How they manage the portfolio while adhering to the investment mandate, managing risks and ensuring enough liquidity to honor redemption is a trade secret that I'm sure many would like to know.

You could say that on-the-spot redemption is one of their product differentiation

However, this time round, these clauses have become very relevant, which,... in the earlier days, were always ignored due to the great returns offered.

Liquidity at RM1 per unit is, by no doubt,....a great characteristic of the ASX funds.

Are there any overseas fund which is fix price? You have been investing a long time overseas, I am sure you could share your experience whether such fund exist or not.

16k asw in 1 shot, a lot more available

Offhand, I can't think of any. Let me digest your question further, and will reply with something closer to the FP funds...

As1m possible can get 6.5 divident if klse keep performing like today's....haha

I'm happy if more than 6%. But of course hope for more

Frankly speaking , 6% quite less , some long term investment can achieve even double digit also , that's only consider best return.

Wat is yo concern on those in bold?

Now everyone can invest in FP

yup. was thinking the same thing

Could b higher than 6.60%

I don't think so , unless they want to attract investor to put more money.

Don't forget 20billion issue .... So that ASX can easily to open account and top up...just my own opinion.