Maybe there is a package where the parents made the loan for the child kind of thing?

The risk depends on how they invest. I have seen somebody how to leverage their investments in properties before BNM imposed loan strengthening scheme.

They grouped few people to buy 10 to 20 new launched units 300K-800K properties from a same housing project. Their grouped capital are just enough for the required minimum down payments and the remaining were on loan. Their plan is to sell every unit with minimum net profit RM50K after all the incurred costs, taxes and loan interests.

They even sell the units during the construction period if the price is right, otherwise they wait until completion for a better price.

These high risk appetite investors are not affordable for long term loan payments of 10-20 units. They have to let go as many as possible the units.

This is a damn high risk game because the risks exist in project delay or abandon, market down trend, and wrongly invested in less popular properties.

Nope...CIMB, my favourite hunting ground

Y my Maybank branch allow RM4k ony? 

Any thought why CIMB put forth such override feature for the transaction?
Really no issue with the staffs at that particular branch...therefore I'm a frequent customer there.

How do you counter such tactics by the bank?
Oil Town 

yeas ASW now not easy.