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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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nexona88
post Nov 4 2015, 01:41 PM

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QUOTE(nxtpg @ Nov 4 2015, 01:28 PM)
Why as1m not popular arr?
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I guess because of the "1Msia" name on it & also the fund carry foward the least amount compare with ASM & ASW icon_rolleyes.gif
nexona88
post Nov 4 2015, 01:45 PM

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QUOTE(smartinvestor01 @ Nov 4 2015, 01:35 PM)
The information from AR 2015 (ASW2020) stated that dividends received would not be taxed due to the single tier taxation practice since 2008..

As such, I believe that the exemption on tax for income distribution would not longer be an issue..
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I'm more worried about the so-called change year end rolleyes.gif

will it go on or biz as usual tongue.gif
nexona88
post Nov 4 2015, 04:05 PM

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QUOTE(wayn3san @ Nov 4 2015, 01:22 PM)
Ok guys. Sounds good to me. Appreciate all your inputs for a newbie like me.

I'll try to go to the counter and try with rm100.

can we use m2u or cimbclicks to purchase additional funds online?

Thanks a bunch!
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what I know both m2u & cimbclicks only can top-up AS1M fund online. others fund keep rejected by the system nod.gif
nexona88
post Nov 4 2015, 04:09 PM

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QUOTE(Ramjade @ Nov 4 2015, 04:06 PM)
Have you tried asm and asw2020 before with cimbclicks?
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nope blush.gif but people say can do only AS1M. ASM keep rejecting by the system. ASW donno tongue.gif

plus there's online to-up contest on AS1M & ASB. top-up min 2k/transaction can get 5k ASx rclxm9.gif
nexona88
post Nov 4 2015, 05:43 PM

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QUOTE(Vincent9696 @ Nov 4 2015, 05:29 PM)
Successful top up asm and asw ....hehe
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QUOTE(Vincent9696 @ Nov 4 2015, 05:41 PM)
Not much , 5 figure amount
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congratz rclxms.gif
okay lor.. better something than nothing sweat.gif
nexona88
post Nov 4 2015, 05:59 PM

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QUOTE(Vincent9696 @ Nov 4 2015, 05:55 PM)
Will stop top up ady , diversified to others , found out one new kangtao yesterday...so jz put some for try
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share share lor what is that brows.gif tongue.gif
nexona88
post Nov 4 2015, 07:03 PM

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QUOTE(Ramjade @ Nov 4 2015, 06:58 PM)
What I do last time is take 10 forms, fill all up then when want to topup time, go to bank and give them the form. Then if got, write the amount.
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juz 10 forms laugh.gif I take one whole bundle until the ASNB officer look look me wor blush.gif

anyhow same style. fill up all the form x the amount. get 1st the units, then only write over it sweat.gif
nexona88
post Nov 4 2015, 07:07 PM

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QUOTE(Ramjade @ Nov 4 2015, 07:05 PM)
Poor fag what. Why need so many forms? Last time try also RM500 like that.
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keep stock for future use blush.gif
some useless banks staff don't even want to give forms if u ask wanna top-up vmad.gif mad.gif unit penuh is the fav answer mad.gif vmad.gif
nexona88
post Nov 4 2015, 08:10 PM

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Received my ASW2020 statement for 2015 today tongue.gif

I see got one "extra" weird detail below Yuran Tahunan HA/PA & GST 6% Yuran tahunan HA/PA.

its called "Bayaran Balik Pinjaman" @ Pinjaman dari Unit Perancang Ekonomi Negeri (UPEN) blink.gif


since when we can take loan to invest in ASW2020 blink.gif rclxub.gif
nexona88
post Nov 4 2015, 08:33 PM

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QUOTE(Hansel @ Nov 4 2015, 08:26 PM)
What are you talking about ? I did not see these infos in the statement sent to me in 2014. Neither did I see these wordings in the ASM statement sent to me in June this year.
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I'm talking about ASW2020 not ASM tongue.gif

last year don't have. tis year statement have wor.

u go see yourself when u receive it yawn.gif

QUOTE(Vincent9696 @ Nov 4 2015, 08:31 PM)
They sent to u by which channel? Mail?
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Yes, by snail mail sweat.gif

This post has been edited by nexona88: Nov 4 2015, 08:34 PM
nexona88
post Nov 4 2015, 09:04 PM

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QUOTE(Hansel @ Nov 4 2015, 09:00 PM)
Yes, aware of the fact that it's in the ASW statement that you saw those notifications imbedded-in. I was comparing against last year's ASW statement and this year's ASM statement since I have not received my ASW statement for this year yet...

Normally the Non-Bumi categories of the ASX FP Funds and hence, their statements have quite similar characteristics, though not exactly the same,... so ASM does not have these wordings,... what do they mean, Nexona,.. Wil,... ?
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that's why i ask why have the "extra" weird detail on the statement.

I donno have loan from Unit Perancang Ekonomi Negeri (UPEN) to invest in ASW2020 blush.gif
nexona88
post Nov 4 2015, 10:08 PM

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QUOTE(Hansel @ Nov 4 2015, 09:14 PM)
I somehow feel that the words don't mean how much we have paid back to the state Gov't on the amount that we have borrowed,... it's got something to do with the State Economic Planning Unit (EPU)'s dealings with the PNB. Some movements of funds somewhere out of PNB !!!!!
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no no u got all wrong.

the item is under Tolak / minus.


gross dividend (RM) - items under "Tolak" (RM)* = nett dividend (RM) @ reinvested into new units


* 1. HA/PA => Hibah Amanah / Pengisytiharaan Amanah
* 2. GST 6% HA/PA =>(6% x 5/12 x Yuran Tahunan HA/PA)
* 3. Pinjaman dari Unit Perancangan Ekonomi Negeri (UPEN)

nothing to do with PNB dealing with State EPU nod.gif
nexona88
post Nov 4 2015, 10:46 PM

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okay. somehow I understand what the item 5 means. (I could be wrong too).

State EPU give out loans to hardcore poor people to invest in ASW2020. Payment of the loans is done by minus the dividend received yearly icon_rolleyes.gif

how much the loan rate & amount give, I don't know blush.gif
nexona88
post Nov 4 2015, 11:02 PM

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QUOTE(Hansel @ Nov 4 2015, 10:54 PM)
Yeah,... this sounds reasonable,... I guessed we need to confirm this with ASNB.

Wow,.. never had so much discussion over an evening abt ASX FP Funds.
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yeah right. so much discussion.

but still cannot beat the previous "changes from FP to VP" issue. that't one I think got 100 post sweat.gif
nexona88
post Nov 4 2015, 11:10 PM

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QUOTE(Ramjade @ Nov 4 2015, 11:04 PM)
Just wait until Jan 1st then only we will know.  rclxms.gif  biggrin.gif  tongue.gif
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but u see, even have state EPU involved in FP ASx fund (hardcore poor people invested via loans).

if ASNB really change into VP, then the people who have loans from EPU could "suffer" nod.gif

now I understand why they reply in the e-mail saying as "national interest" sweat.gif
nexona88
post Nov 4 2015, 11:17 PM

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QUOTE(Ramjade @ Nov 4 2015, 11:13 PM)
bau?
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Biz as Usual @ BAU tongue.gif biggrin.gif laugh.gif
nexona88
post Nov 4 2015, 11:27 PM

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QUOTE(Hansel @ Nov 4 2015, 11:23 PM)
That's the tickle here - if ASW2020 has this loan facility thing for some people. then this would be the second point supporting the fact that the ASW2020 might be safe from a conversion, similar to the ASB and the ASB2.

Bear in mind that for the ASM and the AS1M - there is no loan facility tied to their units being used as collaterals.
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ASM yes, but AS1M we needed to wait for 2015 statement & see if have same loan thingy sweat.gif
nexona88
post Nov 5 2015, 12:01 PM

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QUOTE(Hansel @ Nov 5 2015, 01:44 AM)
Actually it's the national EPU under the PM's Dept that is giving out the loan. Interest-free to the unitholder, and the unitholder will get to enjoy the dividend payout every year till end-of-life. It's called ASW2020-Bandar.

http://myadha.blogspot.my/2010/06/asw-2020...skin-tegar.html

http://www.umno-online.my/2010/06/24/pm-la...mbah-sejahtera/

Thw units do not really 'reach' the unitholders' hands. The units are 'imaginary', and the Gov't will just credit the dividend 'earned' by each unitholder into the unitholder's account every year.

That field in the depositor's book about the payback must be a field for the recording of the unitholder's actions pertaining to these 'imaginary' units, whatever they may be.

Since the units do not actually drop into the unitholder's hands, and the unitholder has no means to sell away the units, it does not really matter what the nav is, should the units convert from FP to VP next year. ...
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wow u really did your research. and u reply me @ 1.44am rclxms.gif flex.gif u cannot sleep thinking about tis issue tongue.gif biggrin.gif

anyhow thanks for the info.
nexona88
post Nov 5 2015, 01:11 PM

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Amanah Saham Nasional 3 (ASN 3)
Suspension of transactions: 22 to 30 November 2015
Purpose of Suspension: Computation of Income Distribution for Financial Year Ending 30 November 2015
Transaction Resumption: 1 December 2015
nexona88
post Nov 5 2015, 06:29 PM

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got people ask which best place to open new account.

So I re-post back the list. doing social service blush.gif

Maybank - KLIA2, Bdr Bkt Tinggi 1, Klang Town, D'sara Uptown, KL Sentral, Cyberjaya, Cheng & Graha Peladang (Melaka), Rampai Biz Park, Karak, KLCC, Desa Jaya (Kepong), Taman Pelangi (JB), Kompleks Bandar (OUG)

ASNB - KL HQ, Melaka, Bayan Lepas, Kuching, Seberang Jaya

PosMalaysia - Shah Alam, Triang

CIMB - Bangi

RHB - Padungan, KLCC, Simpang 3 Kuching

edited sweat.gif

This post has been edited by nexona88: Nov 6 2015, 12:19 PM

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