Is it a wise idea to withdraw money from loan account that charges 4.7% per annum to put it into asw2020 that has historical returns of >6% ?

Someone told me the amount saved is not worth the hassle of taking risk of falling asw2020 returns and increasing interest rate for housing loan

I wonder why ur housing loan interest rate so high now... Mostly is 4.45-4.55 for Islamic loan.

Can save about 1400 a year. Hmm looks worth it

Yea. Now you can buy it really easy compared to last few years.

Feel free to try open up ASM and ASW too.

Try to go to your home branch , where u have account there. Easier for u to direct debit from your account to PNB account once the fund is available.

The bank officer also needs to be careful because once they lock in the amount of units u want to buy , the units are transferred to your account. Unless they know u well , they won't take that risk of u not paying them or short of cash. They need to balance their account before 4pm or they will have to pay it.

If they don't know you, you have to bring cash - ready and verified before they even start to look for available units. Try to understand their point of view too.

But I'm not Bumi. Is it easy too?
Home branch as in MBB home branch or the place I opened the 1Malaysia account? I remember starting the account in some other office with my parents.

But I'm not Bumi. Is it easy too?
Home branch as in MBB home branch or the place I opened the 1Malaysia account? I remember starting the account in some other office with my parents.

But I'm not Bumi. Is it easy too?
Home branch as in MBB home branch or the place I opened the 1Malaysia account? I remember starting the account in some other office with my parents.

That's what all of us have been doing these past few months. Topping up. As ancient and wiliam said now is very easy to topup. Banks will tell you full. Fully subscribe. Tell them if got unit, one can buy. Please check. If one bank refuse to check, simply go to the next bank.

No need to go back to where you open. Any agent bank and post office. Topping up is easy. But opening new account needs more work.

Depends on whether you
1) Have the $$$
2) Have the confidence
3) Have the time (you van now topup online)

Yea. If you have the confidence just inject! But the AS1M I think suspended for dividend calculation.. you still can try open ASM or ASW.

Branch if can go kl central. Mbb. Really helpful stuff!

That's what all of us have been doing these past few months. Topping up. As ancient and wiliam said now is very easy to topup. Banks will tell you full. Fully subscribe. Tell them if got unit, one can buy. Please check. If one bank refuse to check, simply go to the next bank.

No need to go back to where you open. Any agent bank and post office. Topping up is easy. But opening new account needs more work.

Depends on whether you
1) Have the $$$
2) Have the confidence
3) Have the time (you van now topup online)

Thanks alot. I ll give it a try when I have some time to drop by.

We can just open ASM or ASW at banks?

Yea. If you have the confidence just inject! But the AS1M I think suspended for dividend calculation.. you still can try open ASM or ASW.

Branch if can go kl central. Mbb. Really helpful stuff!

Only CIMB MBB RHB POS.

bro AS 1Malaysia Suspension is from 24 to 30 September 

Tomorrow last day 

I went just now,they say AS1M already closed.

What do you guys think about the dividend rate?

I expected 6.4%

Anyone try luck today? I wish to top up