1st choice - 1st/last day
2nd option - availability of MYR

collect big amount of money

Ok. I thought you topup whenever you like.

Tomorrow i will try to top up ASW2020..

Too bad only can try RM300 only due to limited cash.. ^^

This post has been edited by smartinvestor01: Sep 22 2015, 04:31 PM

Yape, i am only curious about the dividend that will be declared..

Haha.. because i have already created the Microsoft Excel for the calculation of the dividend.. Once i key in the dividend, i can estimate my dividend already.. ^^

confirm get the 300 u wanted no worries

Dun forget to update status ya...

No problem... ^^

How good is that if transaction can made via credit card....haha

To me, if don't have the money, spending the future money is a big NO NO... But it will be nice if can be transacted with CC, earn CC points

This post has been edited by Lord_Penguin: Sep 22 2015, 04:43 PM

Who is goin to bear cc charges?

Can share the Excel Sheet?

don't think can use CC leh

I'm very new in this. I have an account with little money in AS 1Malaysia .

I saw that you guys can top up money in the account, and by just dropping by in banks to check, whether is there any lot available?

Yea. Now you can buy it really easy compared to last few years.

Feel free to try open up ASM and ASW too.

Is it a wise idea to withdraw money from loan account that charges 4.7% per annum to put it into asw2020 that has historical returns of >6% ?

Someone told me the amount saved is not worth the hassle of taking risk of falling asw2020 returns and increasing interest rate for housing loan

This post has been edited by Chrono-Trigger: Sep 22 2015, 08:11 PM

Try to go to your home branch , where u have account there. Easier for u to direct debit from your account to PNB account once the fund is available.

The bank officer also needs to be careful because once they lock in the amount of units u want to buy , the units are transferred to your account. Unless they know u well , they won't take that risk of u not paying them or short of cash. They need to balance their account before 4pm or they will have to pay it.

If they don't know you, you have to bring cash - ready and verified before they even start to look for available units. Try to understand their point of view too.

Yes, u have surplus of 1.3%
I wud reckon tat 6% returns is conservative moving forward
However, m unable to predict movement of int rate

How about the housing loan prepayment period? Now cut short because of partial payoff. If I withdraw it , it will extend ? I really can't figure out the housing loan

I calculated only save me about 1000 a year. Worth it ?

This post has been edited by Chrono-Trigger: Sep 22 2015, 09:02 PM

The HL duration will b back to original schedule as per LO