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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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nexona88
post Sep 18 2015, 05:48 PM

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QUOTE(Ramjade @ Sep 18 2015, 05:20 PM)
But still perfer old school. See yourself the unit masuk. Shiok sendiri.  tongue.gif  drool.gif
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kita geng rclxms.gif same here tongue.gif
nexona88
post Sep 18 2015, 08:21 PM

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CAWANGAN ASNB KOTA BHARU, KELANTAN SUDAH BERPINDAH
Mohon maklum Cawangan ASNB Kota Bharu, Kelantan akan mula beroperasi di pejabat baharu bermula 20 September 2015 (Ahad).
» Click to show Spoiler - click again to hide... «

nexona88
post Sep 18 2015, 09:01 PM

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QUOTE(lovelybao123 @ Sep 18 2015, 08:29 PM)
May i ask a question? If A died,his ASX will be transfer to his wife name or his children?
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nope.

but if u have / bought ESTATE PLANNING INSTRUMENTS by ASNB (Hibah Amanah for Muslim) & (Trust Declaration for non-muslim). then yes. the ASx would be given to the name listed as beneficiary
nexona88
post Sep 18 2015, 09:06 PM

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QUOTE(Ramjade @ Sep 18 2015, 09:03 PM)
Anyway to transfer like epf like that where one can nominate a beneficiary?
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sadly nope like epf blush.gif

u needed to buy / have the ESTATE PLANNING INSTRUMENTS by ASNB sweat.gif
nexona88
post Sep 18 2015, 11:13 PM

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QUOTE(lovelybao123 @ Sep 18 2015, 09:14 PM)
That means all ASX will be government entity since A don't have will
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I don't understand? blink.gif
nexona88
post Sep 18 2015, 11:27 PM

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QUOTE(Ramjade @ Sep 18 2015, 11:18 PM)
Once someone die, all money inside ASX becomes government money if one does not have a will or bought ESTATE PLANNING INSTRUMENTS by ASNB (Hibah Amanah for Muslim) & (Trust Declaration for non-muslim).  Your kids/wife/husband don't get a sen. sad.gif  mad.gif  vmad.gif
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seriously shocking.gif ohmy.gif cry.gif
nexona88
post Sep 19 2015, 12:10 AM

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What happens if I die without a will?

If you die intestate:

1. Your assets will be distributed according to the formulas set out in the Distribution Act 1958, and not according to your wishes or the needs of your family members;
2. The court will appoint a trustee and executor to administer your estate, and this may give rise to disputes between family members or beneficiaries on who should be appointed;
3. The court will appoint a guardian for your minor children, and the person appointed may not be your preference;
4. The distribution process will take longer and cost more, ordinarily requiring a bond and the appointment of 2 sureties to guarantee the proper administration of the estate, as well as further court orders to effect the transfer of real property.


Who will inherit my assets under the Distribution Act 1958?

Section 6 of the Distribution Act 1958 sets out various scenarios for intestacy and provides a fixed formula for the distribution of the person’s assets. The following are some examples:

1. Leaving a spouse, issue and parents: spouse ¼ issue ½ parents ¼
2. Leaving a spouse and parents but no issue: spouse ½ parents ½
3. Leaving a spouse and issue but no parents: spouse ⅓ issue ⅔
4. Leaving issue and parents but no spouse: issue ⅔ parents ⅓
5. Leaving no spouse, issue or parents, then the following persons are entitled in accordance of priority: brothers and sisters; grandparents; uncles and aunts; great grandparents; great uncles and aunts; government.

http://www.mahwengkwai.com/wills-in-malays..._without_a_will

nexona88
post Sep 19 2015, 01:00 PM

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QUOTE(MUM @ Sep 19 2015, 11:33 AM)
hmm.gif will while waiting to reach 18 years of age, they "maybe" short of cash for other things?
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what? blink.gif rclxub.gif
nexona88
post Sep 19 2015, 01:23 PM

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Malacca Minorities ask for privilege of ASB investment in Budget 2016
QUOTE
The Portuguese community here has urged the Finance Ministry to extend the privilege of investment in the Amanah Saham Bumiputera (ASB) to the 'Baba and Nyonya' and the 'Malacca Chitti' communities under Budget 2016.

"The Babas and Nyonya and the Malacca Chitti communities deserve to be considered to be given this privilege for their ancestors had roots in Malacca for centuries," he said in a statement Friday.

http://www.thestar.com.my/News/Nation/2015...in-Budget-2016/

Good leh if jibby can approve it rclxms.gif
nexona88
post Sep 19 2015, 01:43 PM

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QUOTE(Vincent9696 @ Sep 19 2015, 01:36 PM)
R u baba nyonya.?
The chances are very low
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nope blush.gif

kinda pity those people.. they deserve to be given privilege of investing in ASB
nexona88
post Sep 19 2015, 04:53 PM

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QUOTE(pr0pofol @ Sep 19 2015, 02:44 PM)
my question is how to differentiate is babanyonya and chitti.. and not chinese and indian??
got special card or got written in IC?
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maybe got some sijil something hmm.gif
nexona88
post Sep 19 2015, 09:52 PM

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QUOTE(MGM @ Sep 19 2015, 09:45 PM)
Other means like Rockwill would cost even more.
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normally how much it cost? hmm.gif
nexona88
post Sep 20 2015, 12:48 PM

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QUOTE(Lord_Penguin @ Sep 20 2015, 12:28 AM)
Doubt it will be approved... hmm.gif Not sure about Chitti, but how can you differentiate Baba Nyonya from IC? Other than the speaking dialects, I've no idea how can you prove their identities... sweat.gif My mum and her side are all Malaccan Baba Nyonya though laugh.gif
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we may never know until budget 2016 tongue.gif now we can only speculate sweat.gif
nexona88
post Sep 20 2015, 12:51 PM

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QUOTE(Ramjade @ Sep 20 2015, 12:46 PM)
One can always go during lunch time or around 330PM. Amanah Saham counter closes at 4PM.  There's always the topping up via online.  tongue.gif  brows.gif
But I do not know whether topping up via online can be done after banking hours or not.
That's standard answer. Topping up is easy. But opening is hard. Then again, nowadays lots of units available. You want to top up one shot RM20k also no problem.  laugh.gif  icon_rolleyes.gif
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3.30pm depends. sometimes if a lot people. they don't give number doh.gif so better go at 3pm

online top-up anytime except suspend period icon_rolleyes.gif
nexona88
post Sep 20 2015, 01:06 PM

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QUOTE(Ramjade @ Sep 20 2015, 12:53 PM)
8pm or 10pm also can?
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read @ http://www.asnb.com.my/v3_/asnbv2_3service...nkandalamtalian icon_rolleyes.gif
nexona88
post Sep 20 2015, 01:14 PM

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QUOTE(Ramjade @ Sep 20 2015, 01:12 PM)
Thanks. Now according to that link you gave me, it would seems that funds that can be topup via M2U are

I thought m2u only allow asb and as1m? Anyone can confirm whether ASM and asw2020 can be topped up via M2U?
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m2u cannot lor. asb,asb2 & as1m only blush.gif
nexona88
post Sep 20 2015, 01:16 PM

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QUOTE(Ramjade @ Sep 20 2015, 01:14 PM)
But it was posted on the link you gave me. Weird.
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u needed to confirm the the respective banks website too sweat.gif they're the one offering the service sweat.gif
nexona88
post Sep 20 2015, 01:40 PM

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so sad. Affin also only offer ASB & AS1M sad.gif
nexona88
post Sep 20 2015, 04:52 PM

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Now I can guess why CIMB staff don't like "help" all of us top-up OTC.. it's because CIMBClicks can do top-up all funds.

M2U cannot do all funds, only ASB & AS1M. that's why the staff can "help" to top-up OTC rclxms.gif
nexona88
post Sep 21 2015, 12:08 PM

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QUOTE(dasecret @ Sep 21 2015, 12:50 AM)
On withdrawal limit, I got to know someone else who encountered that in Maybank, outside of Klang Valley. Not for cash withdrawal but for debit to account. I seriously doubt it is because the branch wants to 'meet their KPI' bla bla

Good news is, you can go to ASNB office to withdraw, the withdrawal limit does not apply. ASNB will issue a cheque to you on the spot. Cash withdrawal however, is limited to RM10k

The withdrawal limit at agent is definitely something new. But then, the last I withdrew more than RM25k was from CIMB. Anyone care to go ask CIMB, RHB...?
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ASNB no limit but banks have withdrawal limit doh.gif

if not because of banks KPI bla bla, then what else? rclxub.gif if ASNB also limit. then we know it's them who gave out oders.

but now only banks is imposing the limit nod.gif

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