QUOTE(Vincent9696 @ Oct 2 2015, 10:37 PM)
asw kinda "hot" now. 1k also not sure can get or not maybe u could split into 3
Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)
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Oct 2 2015, 10:42 PM
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Oct 2 2015, 10:50 PM
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Oct 2 2015, 11:00 PM
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Oct 2 2015, 11:02 PM
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Oct 2 2015, 11:07 PM
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Oct 2 2015, 11:20 PM
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Oct 2 2015, 11:29 PM
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Oct 3 2015, 10:58 PM
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Oct 4 2015, 03:52 PM
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QUOTE(titanic_crash @ Oct 4 2015, 02:29 PM) while others are hunting asw and as1m, im lucky because can invest into asb and asb2.. good for u have already zerorise my investment in asw and as1m i.e in cash and epf acc 1... transfer all into asb2 for cash and epf, while my asb already full by loan...😀 I wud do same thing if can minus the epf thingy |
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Oct 4 2015, 09:55 PM
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Oct 5 2015, 12:17 PM
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Oct 5 2015, 12:45 PM
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Oct 5 2015, 01:59 PM
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Oct 5 2015, 03:48 PM
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Oct 5 2015, 08:08 PM
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Oct 5 2015, 08:14 PM
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Oct 6 2015, 10:54 AM
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QUOTE(titanic_crash @ Oct 6 2015, 07:07 AM) it's not a one day decision...i opened asw since 2008...back then, the div was superior then epf, thus i used to hedge accordingly and i used odasw as well... well now I see the that EPF is outperforming ASx (ex-ASB&ASB2). now, with asb2 coming and the first dividen was equal to asb,asw and as1m were not favorable to me anymore with the current 3b snapped up in asb2, im going and invest under my children name first as it is capped at 10b..try max 50k for each child, then i asb but as unker D say, don't put all your eggs in 1 basket |
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Oct 6 2015, 08:06 PM
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QUOTE(cheahcw2003 @ Oct 6 2015, 02:33 PM) Overdraft against ASW. wah nice Last time ASW could be in the form of certificate and pledge to the bank for OD facility, 5 years ago, BLR was 5.5% and OD interest rate can get up to BLR-2% (for my case), so net OD rate was 3.5% compared to ASW which was 6.6% in average. Therefore there is a gap on the cost of fund and the return in ASW. So there are some ppl see the opportunity. There were many ppl use ASW to pledge with bank, OD out the money and use OD to deposit in ASW and pledge again...do it multiple times to maximize the OD, so 100K of seed capital may ballon up the deposit till RM1mil or more with multiple OD placement. Eventually ASNB found the loopholes and stopped the ASW in certificate form.... |
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Oct 6 2015, 09:52 PM
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QUOTE(gonzalo20 @ Oct 6 2015, 09:28 PM) Maybank IslamicTenure: up to 30 yrs or age 65 yrs whichever is earlier Min age: 18yrs max up to 65yrs Financing amount: Min RM10k Max RM200k Rate financing below RM30k: IBR+2.3% p.a (1st 3yrs) =5.5% IBR+2.35% p.a (thereafter) =5.55% Rate financing RM30k and above: IBR+2% p.a |
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Oct 7 2015, 11:47 AM
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glad to see some new faces here updating status
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