World needs trade.. yes, but USD rise will cause all nations in debt to be more costly.. Which is the larger issue at play here and ironically, it will affect global trade.

Everyone will feel the pinch of USD rise. Many countries will just outright refuse or even ban USD..

You think Malaysia wont do the same? Wait till 4.5 usd by end of the year and see what our incompetent Government will do..  probably nothing, which means you will feel the pinch..

Long term wise, next 3 - 4 years, best is to invest in currencies of countries with low national debt and good GDP to capita income ratio.

SGD and HKD springs to mind..

But then you need to dig deeper. SG will have their own problems in next 3-5 years as the Baby Boomers retire or die off. So don't expect their economy to do well either. It wont drop, at best, they will stagnate with little growth.

HK, im not so sure as I don't research there. From what I see, their economy is similar to SG, so no gains there either.

USD1=MYR4.42 (as of 7p.m on 24 Sept)

Looks like it will reach 4.5 this week as Jibby goes USA ...      If continue to fall like this, what option does Zeti has ... I think is only to increase interest rate (as inflation is also on the rise).  Would refinance with fixed interest rate; a good option??      What is current loan fixed interest rate?  Recommendation??

What other options does she have .. Sifu, please share and advise.