Now i feel like spending all my FD finish because it seems no point saving with lesser gain only

USD/MYR could touch 4.00 by end of tis mth due to feel gud factors from 2016 Budget

Folks,

There is an additional advantage of diversification with asset allocation and re-balancing.  You always "Buy Low and Sell High".

So, let's say you put 50% into US stock index ETF and 50% into non-US World stock index.

If US stock goes down and non-US stock world index goes up,

You sell world index (high) and buy US stock index (Low).

Ditto, if US stock goes up and non-US stock world index goes down.

You sell US stock (high) and buy world index (low).

You can do this with multiple asset classes across multiple countries with FIXED percentage.

Dreamer

okay. let's wait for it

btw where is unker D. long time no see him reply