USD1=MYR4.42 (as of 7p.m on 24 Sept)

Looks like it will reach 4.5 this week as Jibby goes USA ... If continue to fall like this, what option does Zeti has ... I think is only to increase interest rate (as inflation is also on the rise). Would refinance with fixed interest rate; a good option?? What is current loan fixed interest rate? Recommendation??

What other options does she have .. Sifu, please share and advise.