lol

even riding a bike if u bang someone's side panel/bumper etc with enough impact it probably going
to cause a same amount of damage, meaning a same amount of money u have to forked out

and not to mention car vs bike, usually bike suffered the worst, so yeah, there goes ur money again

and last but not least, the risk of bike rider falling/flying off the bike tergolek/patah tangan/patah kaki/patah tengkuk etc

"problem solved"...really?