HLB Wise, Maybank ikhwan, Aeon watami.

M2C still got cashback but only for dining on weekends. There is also effective CB of 1.25% (exchanging TP for vouchers) but you are better off with the card I mentioned. So if you don't eat outside a lot, better cut the card. Free up some space. Why want to keep a near useless card? 

If you are from KL,  use HLB wise, select mobile (already selected) + groceries + another one up to you. You can pay TM at Sam grocer (there are other Sam grocer in malaysia), top up TnG there as wel.. It is counted as groceries and will earn you 10% CB. But to activate the CB, need to swipe 10xRM50. Refer to HLB thread for more info. Ikhwan for backup in case HLB wise CB limit is reached. You can use ikhwan to get 5% CB on petrol and groceries on fri and sat. Aeon watami 3% but must spend about RM1000/month for 3 months. Refer to their respective threads for more info.

He is saying ikhwan only limited to petrol and groceries. Guess he want a card able to give more.

all the popular cashback cards here gives you the cashback directly into your card, hence deducting (reducing) your credit card bill lor. 

the suggested buying vouchers is to allow you to achieve the min requirements for HLB Wise. study the features and T&Cs, whether it suits your spending behavior.

again, nobody knows your spending except yourself. if you dont tell us more, how do we know which card suits you better? the golden days of m2card amex is over liao. now, each card gives specific cashback amount for specific type of spending.

oh bloody shit!...
only realized today that maybank has stopped the RM50 cash rebate..
Damn MBB!!! So sad...they have done this...

Can i apply for MBB Visa Signature while holding Maybankard 2 Platinum Cards  ?

now no more service tax RM50 d right so can keep many cards

Hi guys,
Any difference between platinum and gold 2 cards?

Thanks.

You can check all your transactions in M2U.
Typically the service charge is RM 0.53 per transaction regardless the reload amount and will deduct from reload amount. For e.g. RM 100 and get RM 99.47.
If you are getting cash rebate when reload, why not spend a little for service charge? Refer to this thread: https://forum.lowyat.net/index.php?showtopic=3757650
I enjoy so many benefits when reloading from Sam's Groceria at Nu Sentral using my HLB Wise, Maybank Ikhwan or CIMB CR.
It accepts AmEx but since it brings no benefits these days besides collecting points, I'm better off using other cards which give cash rebate for groceries category.