hello! last month i forgot to pay my statement balance on time >.<

due date was on 12 nov, but payment only went through on 13 Nov. i paid my statement balance, so got some outstanding balance (not due yet). So wanna ask if late payment charges and finance charges will incur? Based on T&C it should be, but how does it start calculating? I check my unbilled statement, but so far no sign on these charges yet. And does it affect the 20days interest free period for the next statement cycle?

Anyone can explain to me?

First time forgot to pay on time >.< have to set reminder earlier d. Sigh.

Thanks ya~

ah okok thanks yeah~

my payment was OCBC cc, kept thinking got instant payment from m2u, mana tau it's the normal IBG~ okla few days of finance charges i accept la~ my fault in the first place

pretty sure there is no option of IIFT, just normal IBG, cuz m2u charge me rm0.11 for the service lagi hahahaha


to call up OCBC is a PITA lol, the waiting period is sooooo long!

lol wasn't weekend, weekday leh, but anyway next time I set earlier reminder

yeah i understand, i now set a few days earlier, to do prepaid is like a bit too over d LOL

sorry man! didn't mention it clearly earlier paying mbb cards is not a prob, always instant
but thanks yeah!