He recently also applied for Ikhwan and applied with IC only.
Just counted - 10, with some slots with two pieces together.
Not forgetting, I also have IC, driving licence, ATM cards, loyalty cards, medical cards and my business cards.

I applied mine through ringgitplus. After approval, get the code within a month.

Yes.

You no need to have MBB CASA in order to have M2U.

check slightly later, e.g. noon.

sometimes checking too early, the listing not refreshed yet.

if still not listed by noon, possibly not posted by merchant yet.

on top of the header, there are links:

Account Details | M2U history | Request hardcopy statement | Transaction history

The period varies. My personal record is about one week plus before transaction is posted

1 For 1 Ticket
Applicable for Midnight show on Thursday e.g 12:30 am (0030 Friday).

read thru the whole t&c

It's valid for whole day. A special mention for midnight show as some midnight show are scheduled at 12.30am, 1am, 1.30am which is already after Thursday.

Hi all, newbie here.

I've read alot about this thread, just want some suggestion from you guys, i wanted a credit card that able to do installment e.g. PS4, or iphone 6. (Maybe for 12 month repayment)

Which card is suitable for me? My salary is below 3k.

Thank you in advance.

Maybank2Cards is already sufficient. However, must be RM 2.5k and above per month.
EpiCentre and Harvey Norman have installment plan for Maybank cards.

However, as a piece of advice, don't start with installments, it is no good for your saving in long term. Buy only if you can afford.

Those I mentioned have no finance charges.

Wah, I thought mamak will unlikely have cc terminal, but i am wrong.

Normally those premium Indian Restaurant will have cc terminal thou

No surcharges are allowed even for installment or CC usage.

If they do charge, go ahead and lodge a complaint with BNM / VISA / Master and etc.

But I don't think Harvey will charge.

Because of GST, you charge surcharge, you'll end up with a massive headache later 

The staff thinks it's not necessary to have such thread so I am not too sure where's the research went to already

Depends on how they manipulate.

If they manipulate the surcharge and include it into the tax invoice, it's pretty hard to argue in that sense.

But most people won't do that as that will artificially inflate their profit and increase their GST payable to Customs.

If the tax invoice issued and the amount charged is different, scan a copy of those receipts and lodge a dispute with your issuer before raising it to BNM / Visa / Master if no action is taken.

2 weeks or so before you can get an answer.

My experience with BNM was okay. They got back to me within 5 working days.

Maybank took roughly 2 weeks to investigate and I saw a CR entry to my account for the excessive charges some time later.

Maybe if you make more noise, they'll get back to you faster?

Issuer 1st. Governing bodies later.

This is to show you tried to go through the proper channel.

Applied via Ringgitplus 1 week back, still waiting kinda slow compared to my another card applied directly via Maybank branch customer service.

Maybank CS now either too smart or too power.

I sent all my card to RM 1 alert.

Last weekend, I swiped 400 in some outlet.

No SMS come at all.

And I'm still getting paper statements for my VS and Ikhwan! Despite registering more than 3 times for paperless