Nov 15 2015, 06:21 PM
QUOTE(midnight_plue @ Nov 15 2015, 05:33 PM)
hello! last month i forgot to pay my statement balance on time >.<
due date was on 12 nov, but payment only went through on 13 Nov. i paid my statement balance, so got some outstanding balance (not due yet). So wanna ask if late payment charges and finance charges will incur? Based on T&C it should be, but how does it start calculating? I check my unbilled statement, but so far no sign on these charges yet. And does it affect the 20days interest free period for the next statement cycle?
Anyone can explain to me?
First time forgot to pay on time >.< have to set reminder earlier d. Sigh.
Thanks ya~
As per ABM guidelines, all banks will not charge late payment fee if payment (>minimum) is received within 3 days after due date. However, the guideline does not cover finance charges but so far in my experience, MBB does not charge finance charges within this period but other banks do charge the few days of finance charges.due date was on 12 nov, but payment only went through on 13 Nov. i paid my statement balance, so got some outstanding balance (not due yet). So wanna ask if late payment charges and finance charges will incur? Based on T&C it should be, but how does it start calculating? I check my unbilled statement, but so far no sign on these charges yet. And does it affect the 20days interest free period for the next statement cycle?
Anyone can explain to me?
First time forgot to pay on time >.< have to set reminder earlier d. Sigh.
Thanks ya~
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