I never expect the currency exchange rate to be so high using Maybank VISA. I saw that VISA was having a promotion in Japan and giving 6% discount, so I chose to use VISA instead of cash. It turned out their currency rate is nearly 30% higher than normal money changer rate.

Oh gosh, I lost about rm1k for this mistake. I checked VISA website and their rate was normal too, ie similar to nornal money changer. So my guest is, maybank charged additional % into it while converting the currency.

This is too much, I was expecting 10% difference at most. Sigh.

I checked historical forex record, nothing particular happened on that day.

So much regrets 😭

Sorry guys, I think I made a mistake in my calculation. I take back what I have said and apologise for it. :swt: