Section 0: Latest Campaign/Promo
1) Date: 29/01/2016 to 30 April 2016, TNC please click here.



OFFICIAL ANNOUNCEMENT: No more 5% weekend rebate starting from 1 Aug 2015
Note: Starting from 1 August 2015, the 5% Weekend Cashback Card Benefit will no longer applicable for Maybank2 American Express. The 5% Weekend Cashback will be replace with 5% Weekend Dining Cashback. Click here for the 5% Weekend Dining Cashback Terms and Conditions.
http://www.maybank2u.com.my/WebBank/M2CdineCashBack-TnC.pdf







Section A: Latest Developments in 2015
1. 01/08/2015 - Only 5% cash back on weekend dining
2. 21/07/2015 - Revised fees & charges for credit and charge cards effective 15 August 2015.
Source: Maybank

3. 11-14/06/2015 - Treatsfair (Last chance for 250 TP = RM1 redemption) - Click Here
4. 01/06/2015 - Winners for I love 100% cashback campaign - Click Here
5. 15/05/2015 Retail Protection for platinum card will no longer be available after 15 May 2015
6. 01/05/2015 - TP inflation starting 1 May 2015, 400TP=RM1. Also Enrich redemption inflation Click here
7. 01/04/2015 - GST of RM50/RM100 for some no longer apply to Maybankard 2 Cards
8.28/02/2015 Golf Privilege - Complimentary golf at selected golf courses around Malaysia. (Please note that the Golf privileges will no longer be applicable for platinum cards after 28/2/2015)
*Archived Developments



Section B: Now the Bad News
1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX



Section C: Previous Threads
Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.
Click here to read Maybankard 2 Cards V8 Thread.
Click here to read Maybankard 2 Cards V9 Thread.
Click here to read Maybankard 2 Cards V10 Thread.
Click here to read Maybankard 2 Cards V11 Thread.
Click here to read Maybankard 2 Cards V12 Thread.
Click here to read Maybankard 2 Cards V13 Thread.
Click here to read Maybankard 2 Cards V13 Thread.
Click here to read Maybankard 2 Cards V14 Thread.
Click here to go to Maybank's website.
Click here to go to American Express Website.


Section D: Application related
Requirements
Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits
1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up one statement.
2. Lifetime Fee Waiver (no annual fee without any conditions) with complimentary supplementary cards.
3. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
4. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
5. 5% Weekend cash back for DINING ONLY - when spend on Maybankard 2 American Express Card is capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
6. Complimentary Travel Personal Accident and Travel Inconvenience Insurance if you charge your travel fares in full to your Maybankard 2 Platinum Cards

Who can apply?
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:
* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:
* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:
* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:
1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.


But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within few hours (depends on situation). Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.
Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451

You can check your Maybankard 2 Cards transactions online with Maybank2U.com
If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Section E: Other Related Threads in this Forum
1. Places to use your Amex v3 (thread)
Simple PDF version
2. American Express® Cards v3 (thread)
3. Click here to Pumping Petrol with your CC (thread)
4. Click here to SMS Alert - You're Not In Control (thread)
5. Click here to Reload TnG with Credit/Charge Cards v2 (thread)
6. Click here to Suspicious Telephone Call (thread). Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.
7. Want to know if the Maybankard 2 American Express Treats Points are good for converting to Enrich Miles? Click here and read this thread.


Section F: Other Related Links
1. Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.
2. Effective cash back rate with credit cards
3. Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption
4. Online Hotel Booking with Credit Cards by Gen-X


This post has been edited by alexwsk: Jan 29 2016, 06:50 PM

Maybankard 2 Cards FAQ:

1. Must read - GST information
2. This is a 2 cards combo - AMEX together with master/visa, you CANNOT cancel the master/visa and activate the AMEX alone.
3. The rebate is calculated according to the CALENDER month and not per your monthly statement cycle.
4. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
5. No more GST for Maybankard 2 Cards (both principal and supplements) starting from 01 April 2015.
6. If you receive the cards through postage, you can activate it online through M2U (though some reported activation is not required). If you get your cards from the bank/credit card center counter, you do not need to activate it.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online. Some branches are known to be unable to link both cards into a single M2U account.
11. If you cannot swipe the card at the merchant, call Customer Service number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour (Monday to Friday).
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX is for DINING ONLY and is additional to the 5X Treats Points (equivalent to 1.25% max).
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for stations that does not accept AMEX.
16. If you link your paypal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
18. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
19. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
20. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
21. You can choose your preferred statement date, just call customer service to request.
22. For EzyPay via Amex aka installments during weekend, cash rebate and treats points will be given for the FULL AMOUNT one shot and not by the monthly installments amount.
23. Amex Toll Free customer service number is 1800889559.
24. Increase your credit limit by using http://www.maybank2u.com.my/WebBank/CLIP-AppFormEng.pdf - 3 months pay slips required
25. To upgrade from gold card to platinum card, need to submit upgrade request form together with latest income documents.
26. To pledge your FD to apply for a credit card without income documents:

27. You may also contact customer service through email at mbbcardservices@maybank.com.my, please do not disclose sensitive information such as expiry date and CCV through email.
28. Conversion to Maybank Islamic Ikhwan Card
- FAQs on corversion to Maybank Islamic Ikhwan Card
- Maybank Islamic Ikhwan Conversion Checklist
- Conversion form
29. Easy way to check your remaining or available credit limit



Treats Points and Redemption Catalog:
1. To check your Treats Points:
2. Latest Treats On-The-Spot redemption catalog
3. Latest redemption catalog 25 June 2015 http://www.maybank2u.com.my/WebBank/TPoints-Redemption.pdf, postage is included hence effective rate for AMEX 5X TP is less than 1.25%
4. Latest TREATS newsletter Nov 15 to Feb 16 - http://www.maybank2u.com.my/WebBank/TREATS141215.pdf


This post has been edited by alexwsk: Jan 11 2016, 03:18 PM

PAYPAL Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go



For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link on 26 Aug 2015: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay Maxis Mobile, TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by hebe87
This post has been edited by alexwsk: Sep 4 2015, 09:23 AM

I thought already RIP for 2 card, surprisingly see v15

yalor, the description also changed back to normal instead of #PrayForM2Amex #ripM2Amex

Despite benefit changes, users still supporting it. This is so called loyalty.

yea, i oso tot no need new thread dy, this one to show mbb M2 is rotting

sent to eternity, no need rip dy
modified it a bit to show displeasure to mbb

many jumped ship dy
too bad i do not have income doc to jump ship currently

This post has been edited by alexwsk: Aug 26 2015, 08:39 PM

despite the changes, the 5X TPs from AMEX ~1.2% equilavent is still good for me, I already maxed out wise card + PBB VS + aeon + ikhwan + UOB one

wow awesome. Seems like you spend a lot every month. The amount of CC you are having

helping ppl pay bills + buying groceries voucher for ppl.. hhaha..
sort of side income

Good job Alex. I like the description.

Still using M2C as my main card as 1.25% effective cashback TP still god for me as I use it for TNB and Maxis bill.

5% dining rebate still useful as more restaurant accept amex now

some BHP petrol stations accept AMEX, some don't

BHP accepts amex? If yes its only 1.25% cashback. I rather use other CC for better petrol cashbacks.

This is regarding http://www.agoda.com/visawedmy

The Promotion is applicable to bookings made every Wednesday, from 0001hrs to 2359hrs, between 8 April 2015 and 10 June 2015

Requested to cancelled my Zing card yesterday which linked to my Amex card, 3 to 5 working days to be credit into my cc account.

Cancellation of Zing card by calling to Bank or Tng ?

hye. help me.
how to do a payment for ezycash in Maybank2u?
do i need to do a normal method like pay the credit card?

Call bank.

Same as CC payment.

book mark

i.e. my balance card is 300.
ezycash monthly = 1000.

so i just click pay amount = 1300?

I walked in to the card center requested for it, but you can call to CS for cancellation also

The Ezy cash should be linked to your credit card.

So the amount outstanding should be your usage + ezy cash.

Thank you.

You're canceling ur Amex card? That's y teeminate Zing card first?

No, only cancelled for Zing Card, Amex card still active and applies for MBB Islamic Master card

I'm still no jump ship, but add many other cards include ikhwan.

reporting in.. but predict this thread will get slower due to maybank has canceled the 5%

5% still there la, just for Dining category.

very few restaurant accept amex....

Dining I only use Amex for Sushi King

reporting in, still keeping this card

haha yes same with me, bring wife to sushi king for a treat

oh no, my mbb2kards getting harder to use.

for dining, sushi zanmai, pizza hut also can

are you sure, i believe like 80% of restaurants would accept

if local brand or small restaurant, most likely still not accept amex.
but if those restaurant are foreign brand or big enough, most likely they will accept amex.
I would say 80% of restaurant from shopping mall accept amex,
but 80% of outside restaurant do not accept amex ..hahaha

I would say most of the fine dining place accept amex, regardless inside or outside the mall, franchise or non-franchise

I just perform a transaction for in GBP posting date on 27 Aug and the exchange rate charged by AMEX is 6.9++, this is rather expensive even after taking into consideration the 2.5% charges from AMEX. The exchange rate quoted on 27 is around 6.5 only.
Everyone encounter this before?

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

^ Anyone tried the promo above? Is assessment for DBKL and Maxis Fibre eligible?

It's only for the American Express cards, not the Maybank Amex one.

If I am not mistaken.

Of coz M2C is a American Express cards... adui!

Yup... I'm surprised that people still confused about the M2C and the "normal" Amex card. M2C is just another branding for the Amex credit card.

for foreign currency other than USD, they will convert the currency charged to USD then to MYR.
so you lose out on 2 unfavourable exchange rates
this applies to all AMEX cards

No. The promo eligible for all AMEX issued by maybank

I tried to use Amex to pay my Astro bill at Astro Lifestyle Centre in MidValley but being told that they are only receive cash or cheque only now. First CB, now even TP. Not sure whether same with Centre at Ikano or not.

to be fair, this is problem from astro

I own MBB2Cards and my credit limit is RM15,000 (recently increased like 5 months ago).

I noticed that I've overspend lately as I noticed my cards having the following outstanding amount:

1) MBB Visa - Outstanding RM10500+
2) MBB Amex - Outstanding RM6000+

So, what this means? The 15k limit is PER CARD or for both? Is there any extra buffer limit that I am not aware of?

Thanks.

For both cards. Usually they will allow slight buffers. I'm quite sure if you swipe any of your cards now, it may not be able to go through.

and do check on your overdraft agreement. they may charge you interest for your overdraft.

totally useless! i have 12169 points now, can't do shit with them. gonna cancel both cards next week since there's no weekend cashback for fuel :-(

go redeem Baskin Robbins je

Or Coffee Bean

Be the first to go tomorrow

why not wait for statement balance. then pay it all. easy

Buffer limit is 10% of CL

12k points can get me how many scoops of BR?

about RM30 worth. appox 3 to 4 scoops lo

i have 55k. i was thinking, to get more points, next year mbb then redeem in 1 go then cancel. what u guys think

I lost my maybank 2 cards recently, received new cards and I been charged RM50 for each card.

charged RM50 for replacement?
try to call CS and ask for waive

Usually no waiver, unless you have a police report.

Yes, RM50 for Visa and RM50 for AMEX.

Called CS, they said that they want police report to waive the RM100.

you want to pay RM100 or you going to make police report?

Go make police report haha, but I'm not sure the report date can backward for so long or not. let me go and try today

cannot backdate, you may have yo say that you just realised the lost on the day you make the report.

It seem like the point to RM conversion no more 1.25%, with the 46k+ TP required for rm100 Cash Voucher, it's rate is 1.14%. For RM50 Cash Voucher, it's conversion rate is 1.08%....

can you just say dont want replacement unless its free. may just cancel or temporary cancel the card till it be found.

many would cancel it anyway.

Where is your source for 46k TP? Have they revised the points recently?

I saw it from their catalogue today when I browse through my maybank2u.... Sorry is 43k+~~



This post has been edited by bananalow: Aug 31 2015, 09:46 PM

Thank you all.

I will check the agreement thoroughly just in case and it might be the extra 10% buffer limit after all.

I didn't know about the replacement fees until I saw on the cards transaction, the CS never informed me about it when I asked for replacement.

CIMB only charge RM10 and can be waive too

On the spot redemption is usually giving lower rates.

if unchanged, I believe it's still 40k for rm100 voucher for on the spot redemption.

This topic was discussed in the previous version but as CS, they should inform customers about the replacement fees.

hi all, new to the forum,

just want to ask newbie questions,

iam a holder of visa petronas ikhwan cards and i hate bringing cash to shopping groceries etc. usually i just swipe and paid when the end of the month.

my questions is this
1) am i still charged for interest even though before every 1th of new month i clear all my debt?
2) when is the "new month" cycle payment for this card?

thanks for any info given and sorry for my bad english

FYI

Noted and thanks bro

if you have no use of the cards or out epp/bt tied to the cards, should have just canceled it hor

nevertheless, try to get police report to waive the RM100 charge. just need to spend a little time n effort to file the report. good luck!

I made my report yesterday night, will try appeal for RM100. Convert the points and cancel it Thanks again

wait your bill come, your bill will mention when is your due date.
just pay before the due date won't charge you any interest.

Hi guys

So with this new 5% Dining weekend cashback , maybank is using this merchant category code to ensure the entitlement. How can we know what is the merchant category code for a restaurant? or fast food? from the receipt? from the CC statement?

Thanks

As per reported, make a call to CS will do.

Otherwise, you can refer from statement when out

thank you for the info...i can see nothing stated inside the statement and receipt, so have no other option but to call the CS

Yes correct

if you are holding plat and above, just call the cs to ask after each swipe since the call is free.

Top up Starbucks card using M2 Amex @ Starbucks (beside Maybank) Jalan Burmah, Penang is also eligible for 5% cashback.

this is 1 very interesting info

thank you

Did you mean the Starbucks outlet falls under weekend dining rebate?