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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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SUSsupersound
post Oct 10 2015, 01:26 PM

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QUOTE(HMMaster @ Oct 10 2015, 12:54 PM)
How many got this invitation?

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

The terms not really clear... don't know which transaction is eligible for the contest. sweat.gif
*
I got, but throw already since I don't really like to gamble icon_idea.gif
reoz
post Oct 10 2015, 03:40 PM

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Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
SUSDavid83
post Oct 10 2015, 03:42 PM

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QUOTE(reoz @ Oct 10 2015, 03:40 PM)
Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
*
As long as you settle the monthly repayment billed on your statement date, you won't be charged for any interest.
!@#$%^
post Oct 10 2015, 04:11 PM

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anybody who has cancelled the mbb2cards? did they give u the confirmation? i just got email confirmation that it has been cancelled.

on my maybank2u website, the card no longer there after i requested it removed, but i still can see on the maybank2u app quick balance. i'm just afraid that they kept the card dormant without me using, thus taking up my credit limit on ccris
fruitie
post Oct 10 2015, 07:22 PM

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QUOTE(reoz @ Oct 10 2015, 03:40 PM)
Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
*
Maybank might charge you 0% interest but some shops will charge you hefty service charge. Please check with the shop again.
SUSsupersound
post Oct 10 2015, 08:12 PM

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QUOTE(reoz @ Oct 10 2015, 03:40 PM)
Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
*
QUOTE(fruitie @ Oct 10 2015, 07:22 PM)
Maybank might charge you 0% interest but some shops will charge you hefty service charge. Please check with the shop again.
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Do more survey is the keyword when buying something.
Cannot afford to buy in cash, buying using easy payment are wrong to begin with. As most shops that doing easy payment will charge some admin fee of minimum rm50 or 5%, which ever higher. Some maybe charge 0% or rm0 admin fee but the price are much higher.
Only opt for this if the price are really low and with 0 admin fee.
fruitie
post Oct 10 2015, 08:20 PM

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QUOTE(supersound @ Oct 10 2015, 08:12 PM)
Do more survey is the keyword when buying something.
Cannot afford to buy in cash, buying using easy payment are wrong to begin with. As most shops that doing easy payment will charge some admin fee of minimum rm50 or 5%, which ever higher. Some maybe charge 0% or rm0 admin fee but the price are much higher.
Only opt for this if the price are really low and with 0 admin fee.
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True.
The only time I did this was last year when I attended Maybank's iPhone 6 event which if you opt for EPP for 6 months, you get RM 300 discount. Who doesn't want? laugh.gif No admin fees, and 0% interest. laugh.gif
Though I still don't understand why Maybank wants to do this. If you pay full (without EPP) only RM 100 discount. laugh.gif
SUSsupersound
post Oct 10 2015, 08:35 PM

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QUOTE(fruitie @ Oct 10 2015, 08:20 PM)
True.
The only time I did this was last year when I attended Maybank's iPhone 6 event which if you opt for EPP for 6 months, you get RM 300 discount. Who doesn't want? laugh.gif No admin fees, and 0% interest. laugh.gif
Though I still don't understand why Maybank wants to do this. If you pay full (without EPP) only RM 100 discount. laugh.gif
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Well, that's the beauty tongue.gif

CP88
post Oct 10 2015, 08:55 PM

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QUOTE(fruitie @ Oct 10 2015, 08:20 PM)
True.
The only time I did this was last year when I attended Maybank's iPhone 6 event which if you opt for EPP for 6 months, you get RM 300 discount. Who doesn't want? laugh.gif No admin fees, and 0% interest. laugh.gif
Though I still don't understand why Maybank wants to do this. If you pay full (without EPP) only RM 100 discount. laugh.gif
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Let's hope this year IPhone 6s got such promo... biggrin.gif
SUSsupersound
post Oct 10 2015, 09:00 PM

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QUOTE(CP88 @ Oct 10 2015, 08:55 PM)
Let's hope this year IPhone 6s got such promo... biggrin.gif
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With weak rm, I guess not.
fruitie
post Oct 10 2015, 09:00 PM

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QUOTE(CP88 @ Oct 10 2015, 08:55 PM)
Let's hope this year IPhone 6s got such promo... biggrin.gif
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I'm waiting too and my boss already asked me that day, he will give his permission to let me go queue there to buy it. biggrin.gif
CP88
post Oct 10 2015, 09:15 PM

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QUOTE(fruitie @ Oct 10 2015, 09:00 PM)
I'm waiting too and my boss already asked me that day, he will give his permission to let me go queue there to buy it. biggrin.gif
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It seems that you have a wonderful boss. tongue.gif
chiahau
post Oct 10 2015, 10:25 PM

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QUOTE(reoz @ Oct 10 2015, 03:40 PM)
Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
*
If they charge you %, go ahead and take the proof and lodge a dispute with visa / master.

You'll get your $$ back and 0% installment still applies laugh.gif
winnie619
post Oct 11 2015, 02:05 PM

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Hi all,
Is online purchase (eg 11street, groupon) & payment for tnb eligible for 5x points too?

thank u
SUSDavid83
post Oct 11 2015, 02:06 PM

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QUOTE(winnie619 @ Oct 11 2015, 02:05 PM)
Hi all, 
Is online purchase (eg 11street, groupon) & payment for tnb eligible for 5x points too?

thank u
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Yes
leo_kiatez
post Oct 11 2015, 04:14 PM

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QUOTE(chiahau @ Oct 10 2015, 10:25 PM)
If they charge you %, go ahead and take the proof and lodge a dispute with visa / master.

You'll get your $$ back and 0% installment still applies laugh.gif
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They would charge as "processing fees", not as " interest".. . Different name of fees.. Haha
ckk125
post Oct 11 2015, 05:17 PM

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QUOTE(reoz @ Oct 10 2015, 03:40 PM)
Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
*
nope.

i bought a 13k watch with EPP, no difference if i paid full in cash or EPP.

biggrin.gif
nickcct
post Oct 11 2015, 05:33 PM

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QUOTE(leo_kiatez @ Oct 11 2015, 04:14 PM)
They would charge as "processing fees", not as " interest".. . Different name of fees.. Haha
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Agree. Last time BT 12M also the same, 0% interest but upfront charge you 3% admin fee.
Actually they earn more if you payoff before the tenure, as the 3% already charged to you.
ckk125
post Oct 11 2015, 08:19 PM

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QUOTE(nickcct @ Oct 11 2015, 05:33 PM)
Agree. Last time BT 12M also the same, 0% interest but upfront charge you 3% admin fee.
Actually they earn more if you payoff before the tenure, as the 3% already charged to you.
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Mine zero, no admin charge. biggrin.gif
darkdevilrey
post Oct 11 2015, 10:58 PM

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no wonder recently i checked my statement feel so weird

where is my RM50 cash back from AMEX hmm.gif

now im here, only realized no more vmad.gif

so any other card recommend for cash back ?

gonna terminate this m2card soon, since no benefit i can get from.



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