QUOTE(herc @ Jan 13 2016, 09:18 AM)
Just to enlighten u guys & girls with the temporary CL increment, overpay, overswipe issue..
Temporary increase of CL is given when you stated a strong reason, easiest to use would be "I'm at oversea!".
Overpay is not an issue, u can't do it via M2U, but u can do it via cheque, CDM, or IBG from other banks
Overspent is not an issue too, my CL is 30k, i can spend up to 32k with no penalty
Regarding the permanent CL increment, 6 months cold down period as mentioned by
lamode.
and ...
This does not work anymore as BNM ruled out banks not allowed to automatically increase the CL, I spent way a lot more than my CL every month and a good paymaster, they don't bother pun
Well, that's why I said it may not work anymore. Nowadays my cards are giving way higher than my typical spending, I even have to call and reduce it
As for overspent, I guess it is above certain % then only they will charge, but again the T&C only state "overspend" but never specify clearly on this, assume this is on case to case basis?