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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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fruitie
post Jan 19 2016, 03:39 PM

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QUOTE(alex_cyw1985 @ Jan 19 2016, 03:24 PM)
Or just click Apply for Ezycash, it will show you your credit limit balance
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Didn't know that works as well! biggrin.gif
Cool.
fruitie
post Jan 20 2016, 09:01 AM

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QUOTE(am_i_rulez @ Jan 20 2016, 07:25 AM)
i have question regarding late charge.
i usually pay rm300 every month where my min pay is below rm200.
however, this month i cant pay anything due to shortage of money. my car breakdown and repair cost almost 1 thousand.
i read the late charge is 1% or min rm10 up to rm100.
my statement balance is rm3500. so if i dont pay this month, will it charge rm35 (3500 x 1%) per next month or divided by day i late pay?
o have use cc more than 2 years, but never late pay. i scared this will affect my credit rating. and i dont want to borrow money from friend or family.
thanks all
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Pay the minimum or as much as you can, will surely be slapped with interest already.
If you don't pay at all, it will affect your credit rating.

Have you ever thought of cancelling your credit card since you have difficulty in managing the expenses? Every month paying RM 300 is already no good and let bank earn extra from you.

My 2 cents.
fruitie
post Jan 20 2016, 01:40 PM

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QUOTE(janson_kaniaz @ Jan 20 2016, 01:36 PM)
I took a car loan from MBB and when i added it as my favorite payee to pay my monthly installment, I can see that I can actually pay with my cc.

is it possible?
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You can try and it will show error after putting in the details. laugh.gif

This post has been edited by fruitie: Jan 20 2016, 01:41 PM
fruitie
post Jan 20 2016, 01:50 PM

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QUOTE(janson_kaniaz @ Jan 20 2016, 01:48 PM)
ic... too bad then, thanks
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You just have to accept the truth that a loan cannot be paid with credit card. laugh.gif
OK, maybe except PTPTN loan. tongue.gif
fruitie
post Jan 20 2016, 02:03 PM

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QUOTE(13aby @ Jan 20 2016, 01:55 PM)
i try press this method but why available balance is more thn my credit limit? example i have use 3k recently but limit is 6k but balance i saw was 3.2k .... 200 extra?
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Usually banks will allow a bit of excess if you swipe over limit.
fruitie
post Jan 20 2016, 09:29 PM

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Since when paying in full will have interest? shocking.gif
fruitie
post Jan 20 2016, 09:49 PM

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QUOTE(maskedchan @ Jan 20 2016, 09:42 PM)
Can you do some cleanup on the misleading information by Supersound?
I don't think what I say will convince his ego.
I really don't hope misleading information and confuse those new credit card user after reading his statement
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Will do a clean up later.

QUOTE(nickcct @ Jan 20 2016, 09:42 PM)
Can use for PTPTN?  shocking.gif
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Erm, somehow PTPTN can be paid with credit card. Knew about this last month. sweat.gif
But need to pay at counter I heard.

This post has been edited by fruitie: Jan 20 2016, 09:49 PM
fruitie
post Jan 20 2016, 10:19 PM

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QUOTE(supersound @ Jan 20 2016, 10:06 PM)
A person needs to pay 18% when they can't settle in full for the first time.
That's why don't bother on the low interest rate as that's a trap for you to simply swipe.
Like CIMB also offering 10% cash back when you are paying minimum only each month.
Always read the small small fonts for this hmm.gif
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Your earlier posts are definitely misleading, I will remove them.
fruitie
post Jan 20 2016, 10:23 PM

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QUOTE(supersound @ Jan 20 2016, 04:09 PM)
CC interest rate always 18%, mine every month clear also the same.
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QUOTE(supersound @ Jan 20 2016, 10:21 PM)
http://www.maybank2u.com.my/WebBank/M2Cplat_PDS.pdf
http://www.maybank2u.com.my/WebBank/M2C_TnC.pdf
Suggest read this first, looks like the 8.88% only valid for 1 month only.
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Apa benda yang kau merepek ni?
You will not be imposed with interest if you pay full and on time every month.
I'm referring to your earlier post.
fruitie
post Jan 20 2016, 10:29 PM

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QUOTE(supersound @ Jan 20 2016, 10:28 PM)
Pay full sure no need to pay interest, but in the statement will state I in which tier.
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Your statement is misleading.
Anyway, those posts have been removed.
fruitie
post Jan 21 2016, 11:02 AM

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QUOTE(ChiaW3n @ Jan 21 2016, 11:02 AM)
5x TP, 5% cashback on dining, specifically on weekend only.  sweat.gif  sweat.gif  sweat.gif
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5xTP is everyday though.
fruitie
post Jan 21 2016, 02:25 PM

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QUOTE(maskedchan @ Jan 21 2016, 02:19 PM)
that one no choice...
talking about KFC, the KFC in sunway pyramid, i saw all the counter have the machine already..
it is expanding now..soon all fast food outlet able to use credit card
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Machines ready but can use or not, that's another story.
Been seeing these machines in KFC KL Sentral for years but they are not operating...
fruitie
post Jan 21 2016, 02:51 PM

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QUOTE(maskedchan @ Jan 21 2016, 02:42 PM)
i am wondering the machine having problem or the staff not trained to use it..
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Not sure but the machines were offline, no display or anything. laugh.gif
fruitie
post Jan 21 2016, 05:08 PM

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QUOTE(sendohz @ Jan 21 2016, 04:26 PM)
I am trying to apply principle CC through m2u but i'm unable to load any documents.
All pdf and less than 4MB file.
Anyone faced this problem before?
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No problem and all my documents are PDF format.
fruitie
post Jan 22 2016, 09:41 AM

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QUOTE(sendohz @ Jan 22 2016, 09:19 AM)
Weird yesterday tried whole day can't upload.
Today first thing i login and try to upload...it went through.

So how many days should i be expecting a reply from MBB?
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Erm, I received the note and an email that something like it's already approved once I uploaded my documents. It was during weekend which I did this, on Monday I can see the card appeared on my M2U.
fruitie
post Jan 22 2016, 10:12 AM

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QUOTE(cybpsych @ Jan 22 2016, 10:06 AM)
i'm curious...

this is about the new card application page in maybank2u website, right?
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Yes. smile.gif
fruitie
post Jan 22 2016, 11:33 PM

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QUOTE(maxzhengab @ Jan 22 2016, 11:19 PM)
Anyone knows if there is promotion going on agoda when booking with any bank card??or what else..
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Yes. 7% for Plat and above. Normal cards and debit cards will be 5%. Book from this website: http://www.agoda.com/maybank

fruitie
post Jan 22 2016, 11:38 PM

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QUOTE(victorywp @ Jan 22 2016, 11:37 PM)
yes, only 5x tp now.
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Not 2x for government bodies?
fruitie
post Jan 29 2016, 10:13 AM

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QUOTE(@secret@ @ Jan 29 2016, 10:11 AM)
amex charge card does not have official credit limit.

Anyway, its the ordinary Amex credit card.  icon_question.gif
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Yes, shared limit. I also have AmEx CC (without Maybank logo).
fruitie
post Jan 29 2016, 10:27 AM

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QUOTE(@secret@ @ Jan 29 2016, 10:14 AM)
Oh I see.
No wonder it's rejected immediately the next biz day after I applied online  cry.gif
so keen on amex rewards catalogue.. sighs
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Why rejected? unsure.gif

QUOTE(spreeeee @ Jan 29 2016, 10:18 AM)
didn't know amex has its own rewards catalogue?
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AmEx is using Membership Rewards points.

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