Beware with over limit charges

what's that? never heard of it before.

Maybank don't charge over limit lar

Some bank will charge u admin fee or finance charges if you exceed your credit limit.. Something like bank overdraft..

Then will be ok..

hmm i usually pay my cc using m2u. So I have to pay over the counter or ATM?

Thanks for the response sifus!

yes, cdm.

It depends if you are freeing your CL or if you are going to swipe over your CL.

Example:

1. CL = 5000, you used up 3000, you want to swipe 6000. You have to make your payment of 4000 using CDM.

2. CL = 5000, you used up 3000, you want to swipe another 3000, just pay 1000 via M2U.

what do u want to swipe? buy online? can try to swipe whether can get successful or not.
Maybank allow some buffer for over limit.
U may call to Maybank to check.

So amount more than RM1k have to be done using CDM?

I'm doing house renovation recently and need a further 3-4k over my credit limit for all my purchases

Three choices to overpay:
I) CDM to own credit card account
II) Use other people's Maybank account to pay to your credit card
III) IBG from other bank's account to pay to your credit card

or easiest way is to request for temporary CL increase from the bank by giving them a call.

For temporary credit limit increase must have proper justification, like due to emergency or in overseas and also subject to bank's approval.

anybody knows when supplementary cards will be shown at maybank2u? I am principal and applied supplementary for my mom and approved on 5th Feb. supplementary would be like principal right in m2u in terms of translation and payment.

call the maybank help line but did not get a good response. thanks for the help.

At the bottom right of the "Account details" page for that particular card, there is a link "View supplementary cards".

i think he was asking 'when' supp account will appeared, since it is already approved?

maybe appear but he don't know where to find it..
the button/link so small that go unnoticed

The link appeared for me even before I got the letter informing that it was approved. So if it was already approved, he will most likely be able to find the link.

Thanks. So I just have to use other people's M2u then. Save me the hassle of travel

Yes, you can transfer the fund to the person and ask the person pay your credit card.

Thanks for the advice! I'm just wondering on what basis Maybank don't allow us to pay our own credit card? Save us the hassle of transferring money anyway