Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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 Feb 16 2016, 07:12 PM
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Staff
72,818 posts Joined: Sep 2005 From: KUL  
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QUOTE(mamamia @ Feb 16 2016, 07:04 PM) Yeah, not all restaurant accept Amex.. Amex still useful for other retail transaction. That's y I still keep it since it is free for life card Correct. Most of the retail shops I go accept AmEx, easier for me to collect points.   |
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Feb 16 2016, 10:48 PM
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Junior Member
353 posts Joined: Jan 2003 From: kuala lumpur 
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QUOTE(vin_ann @ Feb 15 2016, 11:50 AM) wooHoo !!! just check my online transaction and i saw "AMEX ONLINE CAMPAIGN" RM50 credited !!!  i paid my Unifi bill using Amex! congrats..I also on the list but i still dont see any cash back credit into my cc. May I ask in which month statement show the cash back aamt? This post has been edited by vincentxiang: Feb 16 2016, 10:50 PM |
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Feb 16 2016, 11:58 PM
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Junior Member
217 posts Joined: Dec 2009
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QUOTE(saitong09 @ Feb 16 2016, 04:57 PM) The review was few years back. It was the best card few years back and not forever, the benefit is keep changing. That review said it's the best card for 2015/2016-it was written in November 2015 if I remember correctly. |
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Feb 16 2016, 11:59 PM
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Staff
72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(atisha @ Feb 16 2016, 11:58 PM) That review said it's the best card for 2015/2016-it was written in November 2015 if I remember correctly. Different people different needs, some love cash back, some love points.I guess knowing him, he likes points to redeem for his flight tickets.  You can always cancel it if you see no point of holding it. Most of us still have it though. This post has been edited by fruitie: Feb 17 2016, 12:00 AM |
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Feb 17 2016, 09:04 AM
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Senior Member
832 posts Joined: Jan 2003
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hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit.
eg. credit limit RM20k Pump in cash RM10k Can swipe max RM30k can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong. last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit. thanks!  |
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Feb 17 2016, 09:14 AM
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Senior Member
7,318 posts Joined: Nov 2006 From: Pulau Sipadan 
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QUOTE(blstz @ Feb 17 2016, 09:04 AM) hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit. power of searcheg. credit limit RM20k Pump in cash RM10k Can swipe max RM30k can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong. last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit. thanks! https://forum.lowyat.net/index.php?showtopi...post&p=78284316 |
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Feb 17 2016, 09:22 AM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(blstz @ Feb 17 2016, 09:04 AM) hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit. If you are really worry that over payment would not work, you can request for 1 off temporary credit limit increase that will allow you to get through the wedding.eg. credit limit RM20k Pump in cash RM10k Can swipe max RM30k can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong. last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit. thanks! |
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Feb 17 2016, 09:26 AM
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Senior Member
832 posts Joined: Jan 2003
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QUOTE(xixo_12 @ Feb 17 2016, 09:14 AM) thanks  i was manually reading page by page backwards but it was taking awhile. QUOTE(laymank @ Feb 17 2016, 09:22 AM) If you are really worry that over payment would not work, you can request for 1 off temporary credit limit increase that will allow you to get through the wedding. ya, but it seems that my total bill will be almost 3 times my credit limit. i doubt maybank will approve that high of a credit limit increase for me.  |
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Feb 17 2016, 09:32 AM
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Staff
72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(blstz @ Feb 17 2016, 09:04 AM) hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit. You can but just be reminded, you cannot overpay via your own M2U. CDM and IBG works. I also remember someone told me here before can get others to pay your credit card if use M2U.eg. credit limit RM20k Pump in cash RM10k Can swipe max RM30k can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong. last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit. thanks! |
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Feb 17 2016, 09:33 AM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(blstz @ Feb 17 2016, 09:26 AM) thanks Put in a FD of that amount. i was manually reading page by page backwards but it was taking awhile. ya, but it seems that my total bill will be almost 3 times my credit limit. i doubt maybank will approve that high of a credit limit increase for me. Should be no problem for them to grant you 100k if you can match it with cash as well  Since you're gonna use it for a while only, just put in 1 month FD of such amount as security and cancel off after you settle the bills lol. Or if you are a Private Wealth customer, 100k temp limit increase is just a call away |
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Feb 17 2016, 09:42 AM
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Senior Member
7,318 posts Joined: Nov 2006 From: Pulau Sipadan
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if you are afraid your money stuck, just make a first payment with your current CL, then pay it, if it's ok, then proceed with remaining .. dunno if your wedding planner allow it like that
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Feb 17 2016, 09:43 AM
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All Stars
65,310 posts Joined: Jan 2003
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 Maybank Cards Privileges at TGV Cinemas, Malaysia [ Maybank | TGV ] Let's de-stress yourself with some good action movies, romantic comedy or even some hopeless romantic movies in TGV Cinemas now! You can enjoy RM10 every day for Standard Halls Movie, 10% Savings on Popcorn, Snacks & Beverages and 20% Savings on Dining at Chill*X, Vie Café and INDULGE. Terms & Conditions: » Click to show Spoiler - click again to hide... « |
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Feb 17 2016, 09:44 AM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(blstz @ Feb 17 2016, 09:26 AM) thanks Easiest solution: i was manually reading page by page backwards but it was taking awhile. ya, but it seems that my total bill will be almost 3 times my credit limit. i doubt maybank will approve that high of a credit limit increase for me. Get another card from another bank. Sure will work! |
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Feb 17 2016, 09:53 AM
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Senior Member
832 posts Joined: Jan 2003
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QUOTE(laymank @ Feb 17 2016, 09:44 AM) Easiest solution: thanks for all the inputs. Get another card from another bank. Sure will work! i dont have that much cash to put in FD. haha. applying for another card wont work because my main objective is to get maximum treatpoints from maybank. |
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Feb 17 2016, 10:05 AM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(blstz @ Feb 17 2016, 09:53 AM) thanks for all the inputs. even if applying for a new card gives you RM300 free cash? Still cannot beat MBB's treatpoints?i dont have that much cash to put in FD. haha. applying for another card wont work because my main objective is to get maximum treatpoints from maybank. |
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Feb 17 2016, 10:08 AM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(laymank @ Feb 17 2016, 10:05 AM) even if applying for a new card gives you RM300 free cash? Still cannot beat MBB's treatpoints? Basing on his earlier reply..Limit 20k. Wedding is 3 times his/her limit. Roughly 60k.... 300k treat points.... He could get back around 750 ringgit in terms of Vouchers. Or roughly 60k air miles? |
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Feb 17 2016, 10:16 AM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay
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QUOTE(cybpsych @ Feb 17 2016, 09:43 AM) Maybank Cards Privileges at TGV Cinemas, Malaysia [ Maybank | TGV ] Let's de-stress yourself with some good action movies, romantic comedy or even some hopeless romantic movies in TGV Cinemas now! You can enjoy RM10 every day for Standard Halls Movie, 10% Savings on Popcorn, Snacks & Beverages and 20% Savings on Dining at Chill*X, Vie Café and INDULGE. Terms & Conditions: » Click to show Spoiler - click again to hide... « |
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Feb 17 2016, 10:21 AM
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Senior Member
832 posts Joined: Jan 2003
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QUOTE(chiahau @ Feb 17 2016, 10:08 AM) Basing on his earlier reply.. yup. hope it would work. Limit 20k. Wedding is 3 times his/her limit. Roughly 60k.... 300k treat points.... He could get back around 750 ringgit in terms of Vouchers. Or roughly 60k air miles? too bad i just missed the I love my new ride campaign...ended 15 feb.  |
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Feb 17 2016, 10:23 AM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(CalvinCLK @ Feb 17 2016, 10:16 AM) Great! Somemore till next year. Buy 1 Free 1 was better :/This one RM 10 before 6, work finish at 6 sharp how also can't make it d QUOTE(blstz @ Feb 17 2016, 10:21 AM) yup. hope it would work. Cheers. Enjoy your wedding then too bad i just missed the I love my new ride campaign...ended 15 feb. All the best of marriage. |
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Feb 17 2016, 10:30 AM
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Junior Member
197 posts Joined: Jun 2014
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QUOTE(blstz @ Feb 17 2016, 09:04 AM) hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit. i did last year.eg. credit limit RM20k Pump in cash RM10k Can swipe max RM30k can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong. last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit. thanks! first you request for temp credit limit increase, try to ask for the amount you want. They will come back to you, if the limit you requested is too high. say if you need 60k, but your limit only get to increase to 50k, then another 10k you may overpay it from OTHER banks. If i am not mistaken, you can do it over the counter too. You may ask CS for confirmation. |
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