This is really something that i am planning to do all these while.  But it is so hard to persuade my gf to join me.  We  have been together for more than 6 years and the topic  of marriage  never came into our conversations.  But recently i had forced myself to make at least 10% of my income as force savings.  No matter what happens, i want this savings so that 1 day i have enough money to married my gf.  I cannot rely on my family, as now i m helping them clearing their debts.