Personal Financial Management, Are you always lacking $$$$?
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 Nov 21 2006, 10:23 AM
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#1
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Junior Member
190 posts Joined: Jan 2003  
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Saving is not a problem for me but saving how much is the problem. I have 1.7k only after EPF.
RM350 - Rent RM66 - Streamyx RM100+ - Handphone RM300 - family RM600 - foods RM300 left?? Haven't include other special events within the month  Planning to invest on FD but not sure how good the ROI is compare to other savings/investment |
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Nov 22 2006, 02:52 PM
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#2
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Junior Member
190 posts Joined: Jan 2003
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QUOTE(goldfries @ Nov 21 2006, 12:03 PM) RM 300 left is pretty good. Yeah. I think the problem is here. but RM 600 for food?   QUOTE(jasontoh @ Nov 21 2006, 02:43 PM) May I know whether you have education loan or car loan? I don't have education load or car loan QUOTE(mat403 @ Nov 22 2006, 02:16 AM) RM350 - Rent The rooms in my area is around RM300-RM400 and I am living with my cousin. Trying to eat lesser now RM66 - Streamyx RM100+ - Handphone RM300 - family RM600 - foods rent = rm350 - too high la.. find cheaper room. foods = rm600 - try to reduce this. u can easily save rm200 -300 if u manage to find a cheaper place n food QUOTE(cherroy @ Nov 22 2006, 11:45 AM) This is a bit high, if the calls are not related to your job. The calls are not related to my job but for my family and love oneYeah. There was time when have to go to shopping mall restaurant or mamak which usually cost RM15-RM20 each visit. But I believe self-discipline very important in order to save money. I am following my own rules to cut food and phone cost now. Just see how much I can save later |
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