thats why everybody have to be financially stable before anyone gets married in order to meet parent in law demands. alot of problem will popup after yr marriage. It also see how parent's in law think if it is materialistic type u have a problem sooner or later. or if it is a status type also problem. they will look down on u. Have u heard before parent-in-law Say How are u going to takecare/feed my daughter in the future and live comfortable with yr income. Problem do arise.. Love is another thing, facts of live do exist. Love cannot eat u thru yr whole life for sure. Alot of family parties is involved.

There is no doubt in parent-in-law to say those things bcos when later u have a daughter later on, also want yr daughter to marry a person who loves her and financially stable, matual thinking, good education in order not to get worried later right..

Everything is money, once u go out of the house, everything use or spend is money (eg food, entertainment, petrol, toll etc)

Not so easy just marry and thats all. Have alot of shared responsibilities ahead of u if u can bear it thru yr whole life. First of all no more money left after marriage have to save again. (after spending on marriage eg diamond ring,angpow,dinner,luxury car, house, honey moon etc)

Have to be on tight budget again, eg. living expenses higher,house loan,wife expenses, baby expenses,saving for child education, insurance coverage higher, car maintenance, parents/mother in law allowances, utilities, overheads, angpows and gifts for chinese new year, yearly vacations, hiring maid to take of yr baby or what, food/lodging,shopping, spa, saloon, change nice handphone yearly/handphone bills, internet bills,credit card bill,branded item, investment. etc

Need not be show off to people anything, just be yrself. Dont care of what other people say buying/using branded things,changing/using handphones or driving what car etc. (all this things is depreciating items and is a liabilities to u). With money is King always

Alot of youngster see things so easily, but later they will know like money drop from the sky.. spending money is very easy but saving money is like hell. Even got money also dont waste it unnecessary and it will spoilt a person thinking.. unless have access money to do so. Save for yr Future.. When u have no money who will lend u money.. if u have money alot of friends do want to know u but if u dont have money, u have little friends right (Friends will leave/ignore u when u borrow its a Normal human character for everyone).. facts of life

Alot of hidden maintenance to be done and hope it can be maintain thru yr life. It is a different Stages/walk of life and a long difficult road to walk of life thats everybody needs to go thru.. No short cut..

Grow up matually and think before u do

Oh how i agree with u.. TOTALLY!!! GOod one! 

some couples sampai need take loan to get married grandly. I think no need for that, at the end, sendiri susah. Ppl come attend ur wedding once, but the consequences of spending too much.. is longer than just one day. Dunno will take how long to recover or pay back the loan la rite. then later got baby, lagi need more $$$$$

Wedding photos, dinner, honeymoon blabla ... to be honest, how many of those are actually what the groom's really wants? It's more of what the parent's, in law's and the bride's demand ... it's hard to be a guy

in fact all these things, you'll be surprised many parents also agree that wedding photos and lavish dinners are a waste of $$$.

unfortunately, people (like myself) went through all that because I want to take care of my parents (and inlaw's) image. not nice la, later stupid relatives or friends simply say nonsense.

As expect, i believe everyone do want to have 1..

for me 10k is more than enough...

why bother what relatives say stupid things? you save tens of thousand and they spend more than tens of thousand than you. they look more stupid than me IMO.

Hi dzi,

You seem to invest your money in mutual funds and FD. And if im not mistaken you didnt invest solely in stocks and have a return about 16+%. Can i ask how many years have you received this returns? If i can get 15% annual return on average i feel it is very good already.

Tesla

for me 10k is more than enough...

why bother what relatives say stupid things? you save tens of thousand and they spend more than tens of thousand than you. they look more stupid than me IMO.

well, if you can stop people from saying stupid things and at the same time leave a better impression and gain $$$ - why not?

of course my invitation to family, friends and relatives were out of total sincerity la, wasn't even thinking of profiting. I was happy to be able to cover the cost partially but thank God it turned out far better than expected.

well, if you can stop people from saying stupid things and at the same time leave a better impression and gain $$$ - why not?

What is a better impression?? An impression that you have a lot of money and you are willing to spend??  Then, you are target for every kind of sales persons in the family.  Or, an impression as a cheapskate / poor  and you avoid all those problems.

Your goal in life is to live your life and not other's opinion of your life.

Everybody think I am average or below average from my car, house, and clothing.  So, I avoided all kind of problems related to looking rich.

If money can get me away from all sorts of hassles n stuffs,
I'll gladly part with it.

hi, I am new here...Just feel that this thread is great, can share all the financial planning and experience here..

i would like to ask how much money shud enuf for prepare all the wedding stuff include restaurant dinner, photo  etc ? as i and my gf plan to marry next year ...

then my salary is Rm 1700 something after deduct frm epf and sosco..we have one sharing saving account and each of us contribute RM 300 every month, so both of us had save rm 600 each month..besides, i also have save rm 200 personally each months...

hope to get feedbeck frm u all becos i need some advice on my wedding planning..
hope can get a memorable wedding...

if possible can list down to me every ascpect of the expenses in wedding preparation?

Thanks a lot..

Look forward u all reply...
SK2

wah!.. you had already have a good start with your partner by contributing some money to saving account.. good to hear that... this is another financial plan that so many ppl refuse to do because of the perception 'husband money is husband money and wife money is wife money'  but re-thing again if you can eat same table with your wife and shower together with your partner and hv an intimate relation with your partner... why can one share the income with our partner?

i'm wit my wife for ~10yr and my income ~2.7k/mth only & her income ~1.7k/mth and i gave it all to my wife every month starting few month back after realizing that we need to do something with our financial. she manage it all, prior to that we only saving RM500 a month, after that we saving ~RM2.5k a month... and of course in her amanah saham account dulu lah...

again SK2 why put your $$ in saving account? put in something can generate income such ASW2020 or ASM unless if you r bumis then can put in ASB.

kenot advice on the wedding stuff not my area.....

May i know how to open ASW2020 or ASM account? cos i think is bumi only can open it?
thanks foe ur opinion and enlighten 

ASB only for bumis.. the rest open to all but i'm not pretty sure either there still unit available to buy or not at this moment as what i know last few week the unit are sold out for ASW2020 for non bumis quota. why not you check out at their agent counter namely post office, cimbbank, maybank and rhbbank.