Hi,

Been reading the thread and is wondering whether there are any links that can let us see charts and graphs about the UTs performance?

Business Times Online does not provide charts.

Thanks

Thanks. Got it.

I have another question, based on my reading I understand that there are different types of funds. One such example is an income/dividend fund which aims to provide steady recurring income to investors. How does this type of fund work compared to growth fund(emphasizes on capital growth)? Someone care to explain?

Thanks man.

Hi,

I just contacted Public Mutual and they informed me that I do not have to utilize an agent to invest in the funds. My question is what is the difference between using an agent and buying directly?

Also, as a first time investor I would like put in an initial capital of RM 1,000. Which fund do you sifus think I should invest in? My investment profile for this 1 k is aggresive so I'm looking at putting it in high-risk funds.

I am looking at PAGF as the returns on investment have been high but at a price of above RM 1, I would only acquire less than 1000 units.

I may choose to put the money in PDSF as it is much cheaper and is showing good performance at 32 cents a unit.

So what are your opinions?

This post has been edited by onlyforthecars: Jan 4 2008, 10:11 AM

Thanks kingkong81. I think I will go for an agent. Any recommendation?



I think that the power of unit trust also lies in the number of units. Let's take 2 funds for example. One is priced at RM1 and the other at RM0.25. By the end of the 1st year if both funds prices increase by 2 cents. And if the investor invested RM 1000 at the beginning of the year his portfolio will look like this;


fund #1
NAV = RM 1
bought = RM1000
units acquired = 1000

NAV now = RM 1.02
total capital value = 1020

fund #2

NAV = RM 0.25
bought = RM 1000
units acquired = 4000

NAV now = 0.27
total capital value = RM 1080

upon redemption fund #2 will yield 60 bucks more than fund #1

But having said that I still agree with you that even though the prices are higher doesn't mean that the fund cannot increase anymore.

I see. So if both funds increase by the same % then the gains will be exactly the same. Only skill involved is to predict which fund will do better.

So no problem investing in PAGF? Is the redistribution or unit split for PAGF good? Anyone who has invested for quite some time can give example?