why bond fund? any particular motive?

Actually, the 5-7% charges has hindered the development and raise the popularity of UT. Also, the performance of the funds depends on the fund managers, if you look into details of some of the fund managers, some of their portfolio is awful and performance is quite worst and always underperform. I said this because I made a study previously on some of the underperformed fund and feel a bit shock found out some of those without sound fundamental counters also included in their portfolio.

So choosing which fund or fund house to invest also an important criteria. If not, you pay 5-7% charges and ended with some portfolio than I or you also can outperform them which make the UT investors like a fool. Sound a bit extreme.
Not to pour cold water, just to highlight there is still some bad fund out there.

No doubt, UT is better for those newbie want to venture in stock market but picking a better fund or fund house to invest also an important factor. Another point is the timing is also important factor that make your return rate become more impressive, never buy when market is high.

UT is not as low risk as claimed, equity fund tracks the performance of the stock market while bond fund track the performance of the bond market. Going into an equity fund is as same as buying stock, just you hire a more professional company to do it for you.
But for long term (in term of decades), history tells us stock market (for those blue chips and good managed company, not applicable to those chapalang poorly managed company) is always on the upside together with inflation.

Sadly to say, no. The minimum all the fund currently charge is 5% which is way too high, not the mentioned the 1.5% management fee as well, there's go 6.5% before you start getting the return (might as well lose since it depends on market situation).