Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fund Investment Corner, Please share anything about Fund.

views
     
bploh
post Mar 8 2008, 02:43 AM

New Member
*
Newbie
3 posts

Joined: Dec 2006
QUOTE(kingkong81 @ Mar 7 2008, 11:50 AM)
I do think that it will be a good time to put in more into ur UT funds with higher price.

However, instead of putting a big lump sum...it might be better for you to split it into smaller portion and continuously topping-up in fixed periodic manner, as the market is so unpredictable now...so timing the market is sometime not encouraged...
*
I agree with you. That investors:
- should put in more into UT fund to average down the cost and take a long term view.
- avoid putting a big lump sum
- should not attempt to time the market.

We might also want to consider the following:
- should only focus in funds that invest in sectors or countries with sound fundemental. For example, try to avoid funds that invest heavily in the USA for now and focus in emerging market such as South-East Asia, China/Hong Kong.
- Portfolio balancing - Ensure that your UT investment portfolio has proper diversification in bond/equity/region. Work with your UT agent to review your investment every quarter/half yearly. He/she will be able to advise you based on the market condition and your risk appetite.
bploh
post Mar 10 2008, 01:19 PM

New Member
*
Newbie
3 posts

Joined: Dec 2006
QUOTE(leekk8 @ Mar 10 2008, 11:10 AM)
With this kind of election result, how can be the KLCI rising? smile.gif

Anyway, still need to monitor the whole asia markets closely, as most of the funds invest in asia regions.
*
No one knows... even without the election the global market in general are not favourable as well. However foreign fund manager see this (election outcome) as something good for longer term - http://www.btimes.com.my/Current_News/BTIM...icle/index_html

I feel that the best is to stick back to fundamentals. As long as the general corporate earnings continue to grow, we could take advantage of short term volatility to accumulate cheaper units and stay invested for mid - longer term.

The PE ratio of index-link companies were "fair" but after today's fall should be cheaper than previous years average. I personally feel that the valuation of small/mid cap companies are much more attractive in general. Especially many of these companies were able to sustain double digit growth over the past few years.

"Be fearful when others are greedy and greedy when others are fearful" - Warren Buffett
bploh
post Mar 15 2008, 02:30 PM

New Member
*
Newbie
3 posts

Joined: Dec 2006
QUOTE(cherroy @ Mar 15 2008, 11:34 AM)
As long as posting some constructive information, then it is always welcomed.

You are free to post whatever you think and opinion, just whatever opinion need to be supported by facts and concrete information. Just like you said CIMB fund is poor then you need to bring out some statistical facts about it and make comparison with PM funds, then it is more convincing rather than say it is bad which readers will find no clue about you are saying.
You are UT agent, so too say others bad, while only yours one is good, it only makes bad impression to others. No offence.

For example
one forumer posted ABC fund is good. (The end)
Another one posted XYZ fund is good (The end)
Another posted RST fund is bad better buy ABC fund that is good. (The end)

With these kind of posts, it brings no purposes at all. All readers won't be benefitted nor getting useful information from it.

Also, past performance doesn't mean future performance will be the same. It depends on how market evolves in the future, different funds has different portfolio, sometimes, depends on situation, one might outperform the other in certain time period and vice versa.

In a down trend market, no one will gain through equities unit trust. PM has also got a fair share of poor performance UT recently, particularly related to China funds one. I don't deny PM or Pb series got some sterling performance funds over the long term, instead I highly regard the PM and Pb series fund, but not all are performing equally good one, there are some bad apples as well.

Just my 2 cents.
*
Totally agree smile.gif.

Equity fund's performance is very much reflected by the general market performance. So don't expect to see good return in market like today in short-term. But this volatility gives us some good opportunity to take "some" positions. Start to accumulate if you feel that the market is cheap (it doesn't have to be "cheapest). We do not know when the market will go up. And we can't be sure if the market will go down further. But from historical data. "What goes up must come down, and what comes down must go up" smile.gif. So stay invested for mid to long term is very important. If you have the time to wait and understand your risk appetite. The likelihood of you making money is much higher...
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0383sec    0.46    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 04:19 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.