If you chose that when you first bought the fund.

Distribution - Tax ---> Reinvest ---> New units.

Got 5% entry charge? I'm not aware of this.

But reinvest will buy new units at NAV.

How you know? You calculated yourself? Or the statement did show it?

This post has been edited by David83: Jun 16 2007, 10:00 PM

I see. I haven't got my latest statement yet from my agent. I didn't really read the annual report and prospectus.

So, you're now focusing on Euro Fund instead of the China Fund.

What you meant by gain above 100%?

PGSF is not a good fund to consider but in long term wise, it may reach the expectation or beyond that.

Your BF is investing in which particular fund? That's such a great return.

This is because the agent didn't explain or illustrate everything clearly. Instead, the agent might be new or doesn't have strong knowledge as well.

Here's an article on unit trust at Yahoo! A basic idea for begineers:

http://uk.biz.yahoo.com/24102006/389/fund-basics.html

THe scope doesn't apply to local context. Just for reading purpose.

Public Mutual Declares Distributions for 3 Funds

Public Bank's wholly-owned subsidiary, Public Mutual declares gross distributions for three of its funds. The gross distributions declared are for financial year ending 31 July 2007:

Public Growth Fund - Gross distribution of 9.00 sen per unit

Public Islamic Opportunities Fund - Gross distribution of 4.00 sen per unit

Public Bond Fund - Gross distribution of 4.50 sen per unit

Public Mutual's Chairman Tan Sri Dato' Sri Dr. Teh Hong Piow said Public Growth Fund, which is an equity fund, has delivered an impressive one-year return of 54.01% for the period ended 13 July 2007 according to The Edge-Lipper Fund Table dated 23 July 2007. "This fund has outperformed its benchmark of 49.45% for the same period," he continued.

As for Public Islamic Opportunities Fund, it is an Islamic small cap fund which has generated a one-year return of 67.48% for the period ended 13 July 2007. This fund has also outperformed its benchmark of 54.34%.

Public Bond Fund, on the other hand, is a bond fund that has generated a one-year return of 8.88% for the period ended 13 July 2007, according to the same The Edge-Lipper Fund Table. The fund has outperformed its benchmark of 3.76% for the same period.

Public Mutual is the largest private unit trust company in Malaysia and it currently manages 47 funds for more than 1,000,000 accountholders. As at 20 July 2007, the total net asset value of the funds managed by the company was RM23 billion.

URL: http://www.publicmutual.com.my/article.aspx?id=6201

If I'm not mistaken. The unit price is being adjusted after distribution payout. Distribution is declared on 31st July and price is adjusted on 1st Aug. Today's PM website is showing unit price for 1st Aug after distribution.

Correctly if I'm wrong.

This post has been edited by David83: Aug 2 2007, 07:49 PM

When there's a distribition, you could opt for getting the money or reinvest your distribution.

After a distribution or unit split, the unit price will be adjusted. I don't know about the purpose since I'm not from Accounting or Finance background. Perhaps to balance the accounting sheets.

You guys made me panicked!

What shall I do? Switch every equity fund to Bond or REIT fund?

I just topped up to my PFES. That's all.

I think PIEBF should be quite similar to PEBF except that it is more restricted to Shahriah approved market.

If it has the similar good performance as PEBF, I might consider this as well. PSBF is good but it stays more on the conservative bond category.

dzi921, what you posted there, most of them are BOND and MONEY MARKET fund which are not heavily affected by the stock market.

You should see the upper portion tomorrow. Most of them are EQUITY and BALANCED FUND which have higher weightage in stock market.

This post has been edited by David83: Aug 6 2007, 08:38 PM

I'm in the hesitation to switch over or redeem all my units in PSBF. As agreed with you, they move slowly. Their benchmark is 3-month FD.