ASEQ Capital Guaranteed

ASEQ Capital Guaranteed is a short-term, single premium investment-linked plan which offers full protection of your capital at maturity, with attractive projected returns in 3 years 11 months. ASEQ Capital Guaranteed provides you with a dynamic, capital guaranteed investment-linked plan with potential returns of 6.7%* per annum through investment in the highest ranked Asian equities. The projected returns are based on backtesting and the results will vary depending on the period of backtesting chosen.

*Estimated based on the average 3-years, 11-month rolling returns the year 2000. The potential returns shall depend on the dynamic allocation to the Index throughout the invested period

Features
1. 100% Capital Guaranteed
2. Uncapped Potential Returns*
3. Dynamic Investment Allocation Strategy
4. Highest ranked Asian Equities
5. Managed Index
6. Value-added Protection

Eligibility
Individuals aged between 18 and 70 are eligible to take advantage of ASEQ Capital Guaranteed. The minimum single contribution amount is RM15,000. Any higher single contribution amount will be in multiples of RM1,000.

URL: http://www.maybank2u.com.my/consumer/onlin...ices/aseq.shtml

Bond fund won't provide an attractive return. You consider some moderate risk equity fund or income/dividend funds.

Even my auntie operator told me that she got buy PCSF and has gained RM 1k.

For your information, PM funds are not capital protected funds.

If you're seeking for fund that is capital protected, you could find other company like CIMB, UOB-OSK.

Capital protected and capital guaranteed are used interchangeably.

Maybank is not a very strong player in UT. Perhaps you may want to consider funds from OSK-UOB, CIMB or saving funds from insurance company like Great Eastern, ING and etc.

Dynamic Asia Capital Protected* from CIMB

You can now capitalise on the equity market performance of Asian economies and realise higher returns without the risk of losing your capital with our new investment product. Dynamic Asia Capital Protected* (DACP) is a 100% capital protected* investment-linked insurance product, underwritten by CIMB Aviva Assurance Berhad.

Features

100% capital protected* if held to maturity, with uncapped pay-out at maturity.

A short 3-year tenure.

Potential yearly returns of 11.61%** p.a.

Participate in a dynamically managed portfolio of China / Hong Kong, Japan and Singapore equity indices.

Value-added insurance coverage up to 125% of amount invested

Dynamic rebalancing strategy facilitates prudent adjustments according to individual market conditions.

First RM1,000,000 is recorded as Single Premium. Any amount exceeding RM1,000,000 is recorded as Top Up Premium.

The fund is available on a strictly "first come, first served" basis until 23rd November 2007

* Subject to default risk
** Based on backtesting results for a period of 5 years, which may or may not materialise in the future.

URL: http://www.cimbclicks.com.my/dyn_pro2.htm

Not limited to EPF only.

I do agree with you on the 2nd point.

It's a global effect now ... most of the major stocks are affected by US and oil price. It may not be long but just wait and see.

It's better to mix your portfolio with some growth and income funds.

NG Funds wants to become bigger

KUALA LUMPUR: ING Funds Bhd has applied to Securities Commission to increase fund size of its recently launched Shariah-compliant capital protected fund, the ING Baraka Commodities Capital Protected to 450 million units.

The company said the fund, launched in October, had an initial approved fund size of 200 million units and was later increased to 300 million units.

"The ING Baraka Commodities Capital Protected fund offers 100% capital protection and seeks to offer high capital growth from investment in top 30 global equities in the basic materials and oil and gas sectors, through SGAM Al Baraka Commodity Index," ING Funds chief executive officer Steve Ong said in a statement Wednesday.

URL: http://biz.thestar.com.my/news/story.asp?f...40&sec=business

How come it's closed so fast? Got problem or fully sold? The launch date is 13 November.

However, why no accounment is being made in PM website?

They're still putting the offer period from 13 November 2007 - 3 December 2007.

This post has been edited by David83: Nov 16 2007, 10:46 PM

I see. It's definitely something new to me.

If PM increases the fund size later, you can buy it at that time.

But their initial investment is usually not small sum.

Usually your capital will be only protected or guaranteed when you have reached the maturity period if I'm not mistaken.

This post has been edited by David83: Nov 20 2007, 10:21 PM

Double-digit returns from latest fund

KUALA LUMPUR: AmInvestment Bank Bhd expects its first precious metals fund, AmPrecious Metals, to give double-digit returns to unitholders within a year, Ng Chze How retail funds director of AmInvestment Services Bhd, the fund's manager said.

"Based on research, gold is expected to hit US$850 to US$1,000 per ounce over the next one year and equity investing doubles the leverage to investing in metals, so that's why we are optimistic of double-digit returns from this fund," he said after the fund's launch yesterday.

AmPrecious Metals is an Islamic global equity growth fund. It seeks to achieve capital appreciation through a target fund that invests in a portfolio of global syariah-compliant equity and equity-related securities of companies engaged in activities related to gold, silver, platinum or other precious metals.

Ng said that 70% of the fund would be invested in equity and equity-related securities of companies engaged in activities related to gold.

Being a feeder fund, AmPrecious Metals will invest a minimum 95% of its net asset value in DWS Noor Precious Metals Securities Fund while maintaining up to 5% in liquid assets.

The target fund is managed by DWS Investment S.A. DWS is the largest mutual fund company in Germany and one of top 10 players globally with assets of more than US$761bil under management as at June 30.

"The recently launched DWS Noor Precious Metals Securities Fund registered 24% return over 10 months, which is very encouraging," Ng said.

AmInvestment managing director T.C. Kok said: "Gold and precious metals provide a unique alternative opportunity for investors to diversify their portfolio.

"With the current demand for gold outstripping supply and rising gold prices over the years, this investment offers an unlimited potential upside and good returns for unitholders of the fund."

AmPrecious Metals has an authorised fund size of 250 million RM1 units. The minimum investment amount is RM1,000 while the minimum additional investment is RM500.

Ng said AmInvestment planned to launch about five new products and relaunch the AmOasis Global Islamic Equity fund by the end of its current financial year to March 31.

URL: http://biz.thestar.com.my/news/story.asp?f...24&sec=business

AmPrecious Metals fund sounds interesting? The minimum investment is more affordable compared to CIMB product offerings.

Good question. I'm still digging the info. Will share if I got something.

Investment linked is a strategy mainly adopted in insurance policy.