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Fund Investment Corner, Please share anything about Fund.
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cuebiz
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 Sep 6 2007, 06:30 PM
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QUOTE(leekk8 @ Sep 6 2007, 05:56 PM) When most of the funds having 50% return in this period, guaranteed funds give 20% return. How about if the market not doing well and most of the funds having 20% return? Guaranteed funds might give 3% return... Don't expect much from guaranteed funds, as a large portion of money is invested into safe investment tools which give a low guaranteed return every year just to cover your capital in 3 years/5 years later. Investor needs to know what is the strategy employed by the fund manager in the particular fund. Some of it are explained by Cherroy earlier. By understanding it, then you can judge whether the fund will able to perform the return as you wanted during the investment period. |
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cuebiz
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Oct 26 2007, 08:41 PM
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So for 25 years old with RM9000 in A/C 1, how much can be used to invest?
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cuebiz
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Nov 21 2007, 09:25 AM
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QUOTE(David83 @ Nov 20 2007, 10:21 PM) Usually your capital will be only protected or guaranteed when you have reached the maturity period if I'm not mistaken. Correct. However, you can exit anytime. Just have to find out what is the penalty rate. If early redemption penalty is 2% of NAV and if the fund earns 20% in 1 year, then it is worth to exit. |
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cuebiz
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Dec 13 2007, 11:34 PM
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I think they want retain their agents and also their fat profit. Once agents commission is cut, most will either sleep or quit the industry. To the UT company, they rather retain agents than hire since they need not pay anything to the agents. Commission comes from the public who buy.
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cuebiz
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Dec 27 2007, 09:25 AM
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QUOTE(kingkong81 @ Dec 26 2007, 10:19 PM) Nothing is guaranteed my friend...  Capital is guarantee if held to maturity but the returns are not |
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cuebiz
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Feb 20 2008, 12:34 AM
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You already lost around 8% during the first year when investing in UT. You pay for the service charge.
Just look at Lipper fund table in The Edge Weekly if you want to know which fund is performing well.
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cuebiz
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May 2 2008, 04:39 PM
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To know how much you can invest using EPF, just logon to KWSP website and it will shows you your max investment yo can afford to take out for UT investment.
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