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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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sms2u
post Aug 19 2015, 10:24 AM

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QUOTE(kinwawa @ Aug 19 2015, 09:51 AM)
got my citibank cc as fresh graduate n holding up to now (9 years)...nvr failed to waive AF until today! So...bye bye Citi sad.gif just settle outstanding amount and make sure don't use your card after the AF posted date....then no need to settle the AF....
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U no request for waiver for annual fee? Or citibank reject ur request for waiver on annual fee?
sms2u
post Aug 20 2015, 09:15 AM

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QUOTE(fastreader @ Aug 20 2015, 09:11 AM)
i got my phone dy...so gonna cancel those cards with annual fees and keep those without annual fees for life. smile.gif reason: because citibank gives me a high credit limit. good to build credible credit ratings, i hope. smile.gif
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Is the high credit limit given to a credit card is good?

If u really need to spend so much, then it is good to have high credit limit.

Otherwise, it will have fault case with higher amount if lost th card.
Also, it will reflect in criss and ctos? No sure high credit limit is good to build credit rating?
sms2u
post Sep 2 2015, 12:12 PM

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QUOTE(OKLY @ Sep 2 2015, 11:23 AM)
I've never held two different cards from the same bank before, it's my first time with Citibank. When making payment, do I have to make Interbank GIRO transfer to two different account numbers or is there another simpler way?
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U have to make 2 time payment by transfer interbank transfer if u using other bank

Actaully, there is a way u can make 1 time payment by transfer fund to 1 credit card.
Then call to citibank to transfer exceed payment to another card.

This is troublesome and risky as u need make a call (call also need phone call cost and u need to follow up until it credit which took frew workiing days) and u might unable to transfer the exceed payment due to various reasons.
Example, may be u swipe the card that u pay for extra and current oustanding amount might be paid with extra payement. Bank might not allow to transfer as the credit card do not have extra payment when consider courrent oustanding,


sms2u
post Feb 26 2016, 10:57 PM

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QUOTE(Dennos @ Feb 26 2016, 10:53 PM)
CITIBANK 3.66% peranum, worth to take?
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u can consider if u really need money especially u have many oustanding credit card bill.
Otherwise, may be no take it.
sms2u
post Mar 18 2016, 10:54 AM

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QUOTE(JC_jun @ Mar 16 2016, 06:26 PM)
No, i have too many cards that grant me PPL access, has been using this card only for coffee bean (15percent discount) and duty free shop at airport (15 percent discount for liquor)

So i will wait until next month, see whether they will waive AF if i cannot meet the spending they set. Will terminate if no waiver
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too many credit credit card grant access to PPL? how many more credit card u have which can access PPL with complimentary without any spending? nowadays, many bank revised the term and confition, pls take note.
sms2u
post Mar 25 2016, 04:52 PM

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QUOTE(Berkshire Breakaway @ Mar 24 2016, 03:04 PM)
unlimited priority pass (maybank has 5 times limit)
for hundreds of lounges around the world. some are shared with certain airline's business class
(no need to depend on just plaza premium giving your carlsberg and maggie noodles)

free iphone 6 after paying their annual fees

special invites from some citi chick called waiyee-chung to exclusive events

and many more
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Annual income RM200,000 to apply.

still got iphone 6 free now?

cannot remmmeber have to pay more than thousand for annual fee
sms2u
post Mar 30 2016, 02:08 AM

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QUOTE(Berkshire Breakaway @ Mar 29 2016, 10:28 AM)
showing off is a figure of speech
it is mostly for privileges

name me one card in malaysia that gives you unlimited PP, exclusive invites to high end events with free dinners, free entry to angklung suite at malaysian philharmonic (advance booking and free iphone for only RM1k annual fees.
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free iphone still available now?
sms2u
post Apr 25 2016, 05:42 PM

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QUOTE(szb @ Apr 25 2016, 04:29 PM)
thanks  rclxms.gif

too bad i'm their existing card holder so i'm not eligible  sweat.gif
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it is always for new to bank customer. Bank always have more interest to get new customer instead of retain existing customer.
sms2u
post May 8 2016, 02:15 PM

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QUOTE(sentry68 @ May 7 2016, 02:26 PM)
received the car DVR just now through Citylink.  Did a quick check - video quality is so so only but acceptable base on the retail price from Taobao (< RMB100 with 8GB microSD card).

Just had a chance to test the video quality at night - it was very poor - lots of noises and can't read the alphabet / numbers on the car registration plate - unless you are very close to the car in front of you and both cars are stationary.

another observation - when it is powered-on, it is quite noisy (not that you can hear it a few feet away, but all the noises will be recorded) - sounds like fan or motor are running.

I won't buy this product if I need to pay for it!

[attachmentid=6585937]
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this item free when u apply citibank cc via ringiitplus? very old promotion at least 3-6 months ago
sms2u
post May 9 2016, 11:37 AM

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QUOTE(sentry68 @ May 8 2016, 10:37 PM)
This promotion started on Jan 01, 2016 till end of the year,  if you add up all the TPT (approval, 60 days to meet min spending amount, free gift delivery TPT and etc), now is about the time for people to receive the free gift.  It's free if you spend RM1500 on your credit card within 60 days upon approval.  You are required to choose between luggage or this DVR during sign-up.

https://www.citibank.com.my/english/promo/i...215/pdf/tnc.pdf
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wonder luggage is better than this DVR since DVR no so good
sms2u
post Aug 15 2016, 04:27 PM

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QUOTE(haru20 @ Aug 15 2016, 03:11 PM)
Just called Citibank CS to waive my annual fee, no question ask just waived. Im holding Citibank CB Gold.
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which credit card using? no need to wait management approval for waiver?
sms2u
post Sep 5 2016, 10:27 AM

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QUOTE(aromachong @ Sep 5 2016, 08:32 AM)
no idea how they doing the AF waiver assessment.. some spend few k also able to waive AF.. just call and try your luck  sweat.gif
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may be depend on cs, quota, and how u talk to them?
sms2u
post Sep 19 2016, 01:29 PM

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QUOTE(selinix @ Sep 19 2016, 11:50 AM)
Just wondering if this is possible, if let's say i have a credit limit of 10,000 and i have a transaction of 20,000 to pay. Can i transfer 10,000 into my credit card account and swipe the 20k transaction?
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have u try to request to increase credit limit either temp or permanent?
sms2u
post Oct 24 2016, 04:59 PM

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QUOTE(awkc @ Oct 24 2016, 04:49 PM)
i'm using the citibank rewards platinum card. then suddenly when i go and check their website. the card has disappeared and replaced by this new card.

https://www.citibank.com.my/english/credit-...MYRRAH4ENCTCAAD

i don't get it. lol. why so many different variance for a card? am i gonna be getting an upgrade?
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credit card no changed?

same credit limit?
sms2u
post Oct 26 2016, 11:31 AM

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QUOTE(dark90 @ Oct 26 2016, 11:18 AM)
Hi All, i got a question, i just got my cards and it seems i got 2 cards. air asia and cash back both got the same credit limit. i've swiped using both, now my question do i have to pay both cards or pay the one account?
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should be pay to 2 cc
sms2u
post Nov 4 2016, 10:24 AM

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QUOTE(MGM @ Nov 4 2016, 09:42 AM)
Want to get Citi CashBack Platinum fast so can use for Lazada 11-11 sales. I know Citi has booth in 1Utama but is there one at IPC@curve too?
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can get the cc on the spot?
sms2u
post Nov 23 2016, 09:57 AM

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QUOTE(cybpsych @ Nov 22 2016, 07:14 AM)
Important Notice – Consolidation of SMSes for One Time Pin (OTP) & Transaction Alert

https://www.citibank.com.my/global_docs/pdf...t_Online_3D.pdf

Effective 4 December 2016, you will be receiving one transaction SMS from Citi when you make transactions via 3D Secure.

There will be no change to your SMS notifications for transactions that are not made via 3D Secure, and you will continue to receive a single Online Transaction Alert via SMS.

user posted image

3D Secure is a security protocol used by Banks worldwide to authenticate and enhance the security of online credit card transactions.

When you use your card for an online purchase at a 3D Secure merchant’s website, there will be a pop-up box (exemplified below) requiring you to key in a One-Time PIN (OTP) to proceed with the transaction. An SMS with the OTP will be sent to your mobile phone seconds after the pop-up box appears.
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that means no more SMS notification alert sent for 3D? wonder what reason? bank cut cost?
sms2u
post Dec 20 2016, 11:11 AM

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QUOTE(starry @ Dec 18 2016, 11:14 AM)
Thanks. Citibank CS says problems generating OTP for Maxis and Celcom. Settled this morning. Received numerous OTPs which I requested yesterday when I switched on my hp this morning.  rclxub.gif
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is it citibank issue or telco issue? or ur line or hp problem?

try to off and on the hp or disable and enable the line in hp?

how about any sms / pop up msg can work with other bank or system?
sms2u
post Dec 20 2016, 11:25 AM

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QUOTE(starry @ Dec 20 2016, 11:21 AM)
Citibank issue. They took one day to settle the problem.
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how u know? u called them and they tell u?
sms2u
post Jan 12 2017, 06:20 PM

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QUOTE(minthiam @ Jan 12 2017, 01:46 PM)
Did you receive any point for the transaction made? I am curious too.  smile.gif
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no point for gov related transaction

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