I have the same card as you and I just applied that.

Which mean at the 11th month I shall call citibank to ask for waiver. If they cannot do this then I will just mention to them that I wanted to cancel the card.

If not once the AF charged we are oblige to pay right?

You need to go to--> Transfer--> Transfer To Other Banks

CITIBANK BERHAD

Acc. No is your cc number

Recipient name is name reg. as per cc.

You will receive one sms from cimb, one thank you sms from citibank.


Option 1: If you choose GIRO, RM0.11 (inclusive GST)

upon completion your payment of transfer fund to citibank (payment sucessful), you will receive one sms from cimb. (normally within 1-2 minutes)
after 24-48 hours,
citibank will send you a thank you message, stating RMXXXX.XX paid.

Then this is the direct confirmation.



Option 2: If you choose IBFT, RM0.53 (inclusive GST)

upon completion your payment of transfer fund to citibank (payment sucessful), you will receive one sms from cimb. (normally within 1-2 minutes)

you can log in into citibank online. you will see your credit limit has been increase accordingly to your payment account.

if my credit limit is RM80k, i spent RM2k, credit limit is RM78k, if i paid back RM2k using IBFT, the credit limit in citibank online will instantaneously increased back to otiginal credit limit, i.e. RM80k.

This is indirect confirmation.

if you want direct confirmation, wait for sms from citibank as i mentioned above.

hope this help you.

Anyone realised that Mobile autodebit for Maxis has been changed to Maxis Pay, instead of 1Bill?