Applied from their website as previously been rejected by them twice. So during weekend just try to apply only.

Applied : 30th Dec
CS Call : 31st dec (missed out their call twice)
CS Call again : Today (to confirm details). Then by evening i received this message

RM0 Citi : Dear XXXXX, Congratulations! Your Citibank application has been approved. Kindly refer to xxxxx

Does this means my application sucessful? Or just application fulfilment ? Abit shock i got this message in 2 working days

Wow. Thanks for the info. Is kind of too quick. Normally takes one week plus to know based on my previous cards. Thanks

I applied just for try luck see can get after in 27th dec. then Jan 2nd called me and ask me whether still want or not. I said want. Then within evening time got message say approved d. According to them it takes working 10days to be delivered. U can call citi cust care for checking.

not yet. estimated to get by pos somewhere in next week. You?

you apply for which card?

btw the free gift from what i know is the luggage 20" right? and cashback 200rm upon spending rm1500 within 60 days...

Wow. sorry to hear that. This is your first time apply Citi? I tried a few years back also rejected twice. Maybe you can try again after a few months.. I received mine last Friday. Quite fast also the approve and deliver the card.

It is true. One of my cc which i got since 2014 has a low CL. 5k. Not until recently i need to use the card for overseas payment (biz trip almost every month) where it left few hundred to CL. Although i paid on time fully My CCRIS report mentioned that high utilisation of credit. The key here is if you want to use until CL if possible pay partially in the middle of the month so when the statement date appear your total amount due will be lower. Bank will use this amount due to update into ccris which will determine high utilisation or low.

Have one question regarding credit card pin code. Normally for local purchase, it requires pin code to pay. However, I noticed during my recent japan trip where i did payment on two different hotels where it did not require to input any pin during payment. I recall before where previously I used UOB in bangkok require me to key in pin code though. Is it normal for citibank?

Share my latest income to them, within few days they increase my credit limit to x2. Been with them only 1 year the CL is highest offered to me given that my other cards like UOB after 7 years plus, they only increase 0.5x after i submit my income documents.

Applied last time took around 3-4days for approval via online application. Its quite fast compare to my recently HSBC that took almost 3 weeks plus. Unless there is issue in the documentation that will drag the approval. Normally quite fast for approval for credit card like i also applied another bank alliance took 2-3 working days approved.

wow...so far im holding the citi card since 2019, they increase my credit limit 3 times already. They are the most generous among the other cards I am holding like UOB (since 2014- up once only which require to request).

currently, I been actively using the Citi rewards for points collection, last year spending managed to get 200k+ points. Just wondering if is it worth focusing my usage to Premier miles since I am thinking to collect for miles points since is more worthy? but given the acquisition of UOB not sure if is still worth to focus using Citi cards for points collection since is still unsure whether the card will be Citi rebrand or new UOB cards. Any comments?

You can add new card. The card can be same or higher but depend on your annual income. Sst is charged based on per card basis. So when u add new card u will need to pay sst upon activation.

wow first time i hear credit card account will be cancel if not used. I used to have 3 Citi cards and last year I cancel one of the card as not utilised for very long time. They counter offer cashback for me to retain me but eventually 2nd attempt they counter to waive the annual fee and sst, I declined as too many cards to keep. Now left Citi Rewards not in use thinking to cancel it too.

agreed. is common when companies merge or transition the t&c on existing customers still remained as it takes time for their new transition customer to adapt to new terms/features.[ie: Citi Prestige vs UOB Visa Infinite Metal-both are top tier cards and how will they satisfy their existing customer?? ] That is where the existing user will be converted to a new T&C in a later window timeline in future .

Meanwhile just enjoy the perks and terms we still have from Citi like the lounge, or coffee bean etc.

all my Citi cards are already officially in my existing UOB account. The only thing I notice the credit limit is still separated.