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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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francis226
post Feb 6 2020, 12:06 PM

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QUOTE(kons @ Feb 4 2020, 01:03 PM)
so far i spent less than rm 1k in the card.. for the past year
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I received the bonus points too...thought it was given based on spending amount
francis226
post Feb 19 2020, 09:40 AM

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QUOTE(cybpsych @ Feb 17 2020, 09:07 PM)
Revision of Citi Prestige Card Benefit Terms & Conditions w.e.f 3 March 2020

https://www.citibank.com.my/global_docs/pdf...ge-Card-TnC.pdf

user posted image
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wow wow! big disapointment from citibank....i will cancel then...switch to amex plat
francis226
post Mar 4 2020, 11:07 AM

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QUOTE(potatoisnotwasabi @ Feb 29 2020, 10:31 PM)
Hey guys, just want to ask how long does the delivery usually takes? They wrote there 5 business days but my friend kena 30 plus days. I scared because I'm going for the Ringgitplus AirPods deal. Thanks
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you can call CS and tell them u need to travel oversea the next day for 2-3 weeks and arrange self collection at citibank jalan ampang. u can collect it in next hour.


francis226
post Apr 17 2020, 03:23 PM

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QUOTE(icemanfx @ Apr 15 2020, 01:16 PM)
Before lockdown, could used up 12 complimentary lounge access in <3 months  mad.gif  ranting.gif  vmad.gif

Also mean citi is planning to launch a new exclusive, invitation only and high annual fees card in next year or so.
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Hope they will launch another exclusive card...plan to cancel prestige and apply amex plat after mco


francis226
post Dec 11 2020, 01:51 PM

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Just sharing, citi recently charge the annual fee of RM1k to my citi prestige, called in to request waiver but the rep said cant waive. Then i requested to cancel the card and the rep assisted to get 250k bonus (equivalent to 1K value) to "waived" off the annual fee
francis226
post Dec 21 2020, 11:02 AM

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QUOTE(cshee1 @ Dec 19 2020, 03:13 PM)
Do I have to pay annual fee right after my prestige card approved? Or I can waive first year ?
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They will charge you AF but also give you welcome bonus to offset your first year AF
francis226
post Mar 8 2021, 09:37 AM

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QUOTE(den @ Mar 5 2021, 02:11 AM)
wow. anyone manage to get it waived this year for prestige?
im not able to utilize the airport lounge at all.  sad.gif
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yes i got mine waived
francis226
post Sep 8 2022, 04:40 PM

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QUOTE(fruitie @ Sep 8 2022, 01:53 PM)
Nope, I didn't apply for that Prestige Card. Not that I need it super badly, still can live without the card.
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it can be waive, been using this card since 19 and never paid annual fee

for the first year, the welcome bonus of 250,000 can be use to offset the annual fees. For subsequent years, it depends on your spending actually. If your spending is high, no issue to get waiver
francis226
post Sep 8 2022, 05:53 PM

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QUOTE(fruitie @ Sep 8 2022, 04:55 PM)
Good to hear this. I will check it out again then. My spending is not high because I have other cards to prioritize. tongue.gif
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CP also not my priority, I spend with another 2 cards to collect airmiles. For last year i think my spending on CP is around 100k, and they waived it automatically. Next renewal this coming Oct. Lets see! if they wanna charge, just cancel it! laugh.gif
francis226
post Sep 12 2022, 10:02 AM

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QUOTE(_kilakila_ @ Sep 9 2022, 10:24 PM)
10-15 cards from how many banks?
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wow....you must have very good management skill notworthy.gif notworthy.gif i only have 3
francis226
post Sep 14 2022, 09:35 AM

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QUOTE(cybpsych @ Sep 12 2022, 10:08 AM)
MS Excel is your friend  laugh.gif  ... or other mobile apps too that can help you track your cc spending/rewards
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QUOTE(_kilakila_ @ Sep 12 2022, 01:14 PM)
Ahh I'm not the one holding that much cards LOL but I'm not far away..
I'm currently holding cards from 5 different banks, previously 6 banks but I cut Standard Chartered earlier this year.
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For me, daily life ald so busy and i'm just lazy to manage so much cards...avoid to miss any payment
francis226
post Sep 14 2022, 09:37 AM

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QUOTE(fruitie @ Sep 13 2022, 04:33 PM)
laugh.gif You need to utilize Excel and also your phone calendar reminder to remind you to make payments. laugh.gif
I have +/-25 cards now probably, from 10 banks. laugh.gif To be fair, I don't use them all every month, maybe just half of them. tongue.gif
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WOW! 25 cards notworthy.gif notworthy.gif notworthy.gif do you bring all out every time?

Besides lazy to manage the cards, another reason i stick to only 3 cards also bcoz point accumulation. Focus spending to collect more point to convert to airmiles.
francis226
post Oct 11 2022, 11:16 AM

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QUOTE(fruitie @ Oct 9 2022, 06:49 PM)
RM 4.50 = 1 mile for local transactions and RM 2.25 = 1 mile for overseas transactions. It’s less competitive compared to other cards.
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Better than citi prestige still haha...i just checked my card benefits too...RM3.20 = 1 KF for overseas spending & RM6.40 for local spending bangwall.gif
francis226
post Oct 25 2022, 02:21 PM

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QUOTE(coolkidz @ Oct 15 2022, 01:05 AM)
Hi all,

Does anyone able confirm on Citi PremierMiles card - Complimentary Ride Home terms?

It just said:  Redemption of the Complimentary Ride Home requires 3 valid sales slips for purchases made in foreign currency

Does it mean any amount is valid? Even 0.10?

Thanks.
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QUOTE(tan_aniki @ Oct 15 2022, 01:41 AM)
yes, any amount in foreign currency

but i cant open the full tnc and only can be found in citi prestige there which stated till 30 Sep 2022 only, which might result the pdf for PM removed:
https://www.citibank.com.my/prestige/airportlimo-tnc.html
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QUOTE(gooroojee @ Oct 15 2022, 11:51 AM)
PremierMiles entitled to budget taxi ride but if your luggage is too much then you need to upgrade, which doesn't save you much. I kena few times, complained to Citibank about no T&C online, complained about the forced upgrades, they lodged a case then closed it saying have to follow Airport Limo scam, I mean rules.

SCB Worldmiles is a flat rm90 discount.
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Redeemed the complimentary ride using citi prestige last Sunday. The promo still on-going. I also saw PM redemptions in the redemption list too.

This post has been edited by francis226: Oct 25 2022, 02:23 PM
francis226
post Nov 2 2022, 10:06 AM

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QUOTE(_kilakila_ @ Nov 1 2022, 09:59 AM)
I hope they dont merge the both CC limit. Otherwise, my limit will reduce drastically  sad.gif

Also, I think Citi CC still exist even after merging, it is just they are now managed / owned by UOB. So UOB have 2 separate income.

There is no reason to wipe off Citi CC consumer market and force them to apply only UOB CC.
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francis226
post Nov 14 2022, 09:58 AM

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QUOTE(Goneraz @ Nov 14 2022, 08:07 AM)
Just got the prestige card from Citibank.. to be honest I am not impress by it... most of the perks are really attractive on papers but in reality it's not. Citibank is doing the good old bait and switch.

1) free fourth night hotel stay.. this is one of the main reason I got the card but turns out its cheaper just booking from agoda or booking.com
2) lounges access is a dismay only 12 per annum??? And you can't bring a guest??
3) citi points conversion is sub par
4) concierge service will be merge with uob and I already have uob premier miles cc so no difference
5) the only thing that might make the cc worth the high af is the free limo ride from klia. I travel 3 to 4 times oversea a month..

Do you guys think I should keep the card or just cancel it? Since I already have the uob premier miles which is banging out tons of points annually for me.. don't have those fancy perks but a very reliable points for miles cc.
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Yes prestige card perks are not attractive but since the AF can b waive, this the reason why i still keeping the card

Agoda/booking room rate per night may b slightly cheaper but with the fourth nite complimentary stay, the total room charge should be much lower.

Changed from unlimited PP to limited LK and AF is waivable, I would say nothing much to complaint bout, the t&c is listed clearly before u apply. If you prefer unlimited worldwide lounge access and bring guest, you should consider SC PB VI/ Amex charge card

Points conversion to airmiles really sucks. Tht y it now my spare card just to enjoy the free fouth nite stay/lounge when i need bring more guest/complimentary limo.

concierge service, nothing special

free limo is a good perk, 3 swipe with any amount in foreign currency

I would say, still worth to keep the card since u travel frequently, provided CS waive your AF, otherwise look for better card

This post has been edited by francis226: Nov 14 2022, 10:03 AM
francis226
post Dec 19 2022, 11:39 AM

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They offer 50% AF waiver only for my prestige, not worth for its perk so i cancelled it. Any Sifu got full waiver?
francis226
post May 22 2023, 05:51 PM

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QUOTE(Wolgie @ May 22 2023, 05:45 PM)
Receive msg said my card statement become 13th.
Seem like UOB now.
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Looks like they gonna change all to uob card anytime soon. I just redeemed all my points to airmiles, afraid the conversion rate will change later.

This post has been edited by francis226: May 22 2023, 05:51 PM
francis226
post May 23 2023, 02:59 PM

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QUOTE(ChiaW3n @ May 23 2023, 02:35 PM)
Hi anyone holding premiermiles, redeem free airport limousine before? I wanted to know 3 overseas transactions, can it be like mcdonalds sales slip? or must be branded purchase
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Any amount...7-11 also can.
francis226
post Jun 12 2023, 11:52 AM

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QUOTE(shinjay @ Jun 10 2023, 12:02 AM)
As confirmed with livechat officer, Miles/Points convert from Citibank to UOB will still remain as evergreen, however I'm more worried on the redemption part, as the UOB redemption required more points (UniRM)

Any sifu here? Advice to redeem all the points/miles first?
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I already redeemed all my points

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