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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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fly126
post Oct 21 2015, 09:46 PM

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QUOTE(wkyrichie @ Oct 21 2015, 09:42 PM)
How do i pay my credit card bill online? Went to the website..  Cant figure it out. So not user friendly one
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U got any CITIBANK Saving acc ...??? hmm.gif
fly126
post Oct 23 2015, 02:56 AM

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QUOTE(wjleong15 @ Oct 22 2015, 11:52 PM)
what cc you are using? must be premium cc right?  hmm.gif
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Not for Premier CC only, even Normal CC can get it sometimes sent It by SMS... nod.gif
fly126
post Oct 28 2015, 01:03 AM

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QUOTE(dradormien @ Oct 28 2015, 12:43 AM)
Is there any instant card approval?
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https://www.citibank.com.my/smartbanking/kiosks.html
fly126
post Nov 8 2015, 12:45 PM

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QUOTE(Mr Gray @ Nov 8 2015, 03:31 AM)
I'm having problem paying my Citibank card from Maybank account via instant transfer or normal IBG. I got Transaction declined. Reject code: [0089].

Anybody else facing the same problem?
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I think the bank only accept IBG transaction after 6am...
fly126
post Nov 19 2015, 02:06 PM

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QUOTE(wkyrichie @ Nov 19 2015, 01:49 PM)
I got a call to opt into the insurance policy for the credit card..  Anyone else got this?
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just INGRONED it...
fly126
post Dec 1 2015, 04:42 PM

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QUOTE(vinothrao84 @ Dec 1 2015, 04:11 PM)
I just apply Citibank Rewards Platinum card ... just wondering how can i get 20k welcome points?

CS told me need to spend RM 1,500 on retail transaction. What does Retail Transaction means? Window shopping? Do you guys have any idea what type of transaction for Retail?

Thanks
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Retail Spending (Transaction) = All Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee...) Charged to the Credit Card.

But, NOT Including : ALL Cash Advances, Balance Transfer, Installment Payment Plan, other Credit Plan, Annual Fee & Charges..
fly126
post Dec 1 2015, 10:30 PM

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QUOTE(vinothrao84 @ Dec 1 2015, 06:21 PM)
thx for the info fly...

my insurance is due to renew next two weeks and its like auto-debit occurrence every year ... does it count as retail transaction?
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Retail Spending (Transactions):
i) Local or Overseas Purchases
ii) Auto Debit / Recurring
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions):
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges

QUOTE(enticing188 @ Dec 1 2015, 09:02 PM)
i pay car insurance, and my insurance too..

never count as retail transaction
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Why said So, any proof of your statement...??? hmm.gif

I got an Etiqa + AIA Insurance monthly Auto-debit with UOB CC which's earn Me Cash back, monthly... nod.gif

This post has been edited by fly126: Dec 1 2015, 10:32 PM
fly126
post Dec 1 2015, 11:03 PM

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QUOTE(enticing188 @ Dec 1 2015, 10:36 PM)
i duno how uob works.. but so far i use citibank / ambank / rhb to pay for etiqa no points earned .. why need proof? maybe other members here can clarify ?
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But anyway,
Not earn any rewards point from CC does not mean these transaction Never count as retail transaction... nod.gif

More:
Citibank Rewards Program T&Cs (with Effect 1 Oct 2015)

We better get a Clarification from Citi's CS... rolleyes.gif

This post has been edited by fly126: Dec 1 2015, 11:08 PM
fly126
post Dec 12 2015, 09:46 PM

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QUOTE(cheahcw2003 @ Dec 12 2015, 09:06 PM)
upgrade from Platinum?
What is the card higher than platinum?
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Citi Prestige Card

user posted image
fly126
post Dec 12 2015, 10:12 PM

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QUOTE(cheahcw2003 @ Dec 12 2015, 09:57 PM)
seems very prestige, what about their annual fees? any chance to get waiver?
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RM1000 annually No AF waiver, A MUST Pay AF when the Card have been approved...!!!

This post has been edited by fly126: Dec 12 2015, 10:17 PM
fly126
post Dec 31 2015, 11:18 PM

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QUOTE(Dennos @ Dec 31 2015, 11:11 PM)
cash back Plat card cannot waived AF?
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Only 1st Year AF waiver with 3 swipes, subsequent Years need to pay AF... sweat.gif
fly126
post Dec 31 2015, 11:47 PM

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QUOTE(Dennos @ Dec 31 2015, 11:26 PM)
but i took CITI cash lite, balance transfer and monthly usage around 5k to 8k +-...
due and expire by Feb 2016.....wtf
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No harm to call CS request AF waiver since u took up so many Cash-out Facilities with Them... rolleyes.gif
fly126
post Jan 1 2016, 02:35 PM

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QUOTE(veron4best @ Jan 1 2016, 12:53 PM)
May I know, Citibank Reward Card. On 2nd year onward, is AF waive-able? Even I din subscribe to any categories?
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Yup, IF You're Not subscribing any Category at 2nd Year or Onwards,
There will be NO AF charge to the Card & You can get Only RM1= 1 Rewards point. nod.gif

Btw, I'm also a CT Rewards Plat. Card holder since 2014... smile.gif

This post has been edited by fly126: Jan 1 2016, 02:39 PM
fly126
post Jan 1 2016, 02:43 PM

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QUOTE(intrepidity85 @ Jan 1 2016, 02:35 PM)
did you manage to get credit limit increase every 3 or 6 months?
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I got Lucky they have Auto increase my CL 2x a year...
fly126
post Jan 1 2016, 07:59 PM

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QUOTE(intrepidity85 @ Jan 1 2016, 05:21 PM)
you took dial for cash or balance transfer from them frequently?
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Just Once only & still under service, lm their customer since 2008 & 2011 got MY very 1st CC with them, also...
fly126
post Jan 2 2016, 11:53 PM

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QUOTE(Chinus @ Jan 2 2016, 11:49 PM)
What mean is minimum?? Cash back must more than RM20 then only credit to card holder?
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Meaning's...
Citibank CB Only credit the cash back earned once you reach RM20 & If Cash Back < RM20 for a particular month, the total cash rebate amount will be carried forward to the following month(s) kumpul sampai RM20 baru masuk to Your Account... nod.gif

This post has been edited by fly126: Jan 3 2016, 12:06 AM
fly126
post Jan 3 2016, 07:15 AM

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QUOTE(Chinus @ Jan 3 2016, 01:01 AM)
Ohhh. mean still will credit to me but T&C each credit must more than RM20 loh. Right kah?
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Betul... nod.gif
fly126
post Jan 13 2016, 01:36 AM

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QUOTE(intrepidity85 @ Jan 12 2016, 10:31 PM)
my friend today told me his cc is terminated by this bank because the bank suspect fraud? how could it be?

i asked him more.. he mentioned use the card for gambling activities.. lol this bank

i ask him show middle finger for this idiot bank
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True, BNM have forbidden THIS (Online betting and/or gambling activities) usage on Our Credit Card... sweat.gif

QUOTE
Card
4. Your Card must not be used for any unlawful activities. Any online betting and/or gambling activities are also prohibited. You agree that we do not owe you any duty and/or obligation to monitor and block the use of the Card for any unlawful activities. If we find that your Card has been used for unlawful activity, we may immediately terminate the use of the Card. Credit of any winnings, unspent chips, or other value which may be used for gambling transactions will not be accepted or credited into your Card Account.

https://www.citibank.com.my/english/credit-...reement-tnc.htm

This post has been edited by fly126: Jan 13 2016, 01:47 AM
fly126
post Jan 14 2016, 12:26 AM

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QUOTE(vez @ Jan 13 2016, 09:25 PM)
i have problem with my citibank clear card

old card number ending AAAA (deactivated on 31st December 2015 due to fraud transaction)
new card number ending BBBB (activated on 11th January 2016)

I have use card number ending AAAA for Maxis auto debit, usually charge me on 6th/7th of each month...

question come, new card number ending BBBB activated on 11th January, on the same day I login Citibank online account and I notice Maxis charge me on new card number ending BBBB, how Maxis know I have change my card number from AAAA to BBBB =.=

I have contacted Citibank they said they can help me to report dispute transaction if i never owe Maxis... problem is I do owe Maxis money just that my new card ending BBBB just activated, if anyone with my old card number AAAA can use for payment and appear on my BBBB card number account, is this something wrong?
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Once you have Activated Card B...
your Previous CC (Card A) already Cancelled or Deactivated become VOID tak laku & so any Transaction will Decline... nod.gif

This post has been edited by fly126: Jan 14 2016, 12:42 AM
fly126
post Jan 14 2016, 06:22 PM

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QUOTE(vez @ Jan 14 2016, 06:02 PM)
the problem is card is deativate and Maxis still able to charge me (auto debit)
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Call Citibank ask them transfer or move the auto debit( Maxis bill ) to your New card.

This post has been edited by fly126: Jan 14 2016, 06:23 PM

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