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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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SUSDavid83
post Jul 5 2018, 10:58 AM

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QUOTE(rooneybeckham @ Jul 5 2018, 09:25 AM)
Citibank using normal post, no tracking number.
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Whatever posting method is it, they able to tell you about the card shipment status.
If they think that it shouldn't take that long, they'll re-issue a new card for you.
SUSDavid83
post Jul 5 2018, 11:04 AM

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QUOTE(laymank @ Jul 5 2018, 11:00 AM)
not true. I went thru a lot of frustrations arguing with the CS cause she just said it's not trackable as it is sent thru snail mail.
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From my experience with them CS, they issue me a new card after I told them that I didn't receive the card after 2 weeks plus.
That was perhaps 1 to 2 years ago during the PIN & Pay migration.
SUSDavid83
post Aug 4 2018, 06:08 PM

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QUOTE(Charlton @ Aug 4 2018, 05:49 PM)
What’s the new feature? I don’t see it mentioned at their site
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Min spending of RM 1000/1500 to trigger for higher tiered cash back rate like SCB JOP.

This post has been edited by David83: Aug 4 2018, 06:08 PM
SUSDavid83
post Aug 4 2018, 07:18 PM

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Is it just me or what?
Citibank Online (Web) no longer needs OTP to view CC e-statement.
SUSDavid83
post Aug 5 2018, 11:15 PM

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QUOTE(kimi28laren @ Aug 5 2018, 09:37 PM)
Still need OTP for e-statement. But viewing CC transaction history not longer require OTP
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My e-statement is referring to the web based CC transaction history.
Not the PDF statement.
SUSDavid83
post Aug 6 2018, 10:52 PM

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QUOTE(kimi28laren @ Aug 6 2018, 10:03 PM)
Oic... probably the web following the app way, where OTP/Pin not required to view transaction history. Not sure others face the same thing
Depending on what card you own. Some cards have 5x points for RM1 on selected merchants. Basically 1 point = RM1
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But App can be secured with Fingerprint Scan.
Do you enable that?
SUSDavid83
post Aug 16 2018, 10:13 PM

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QUOTE(adele123 @ Aug 16 2018, 10:12 PM)
Husband called citi to cancel the useless cash back card and avoid the rm25 sst. Citi counter waive annual fee and cover sst. Those who like to stick to citi can be more hopeful can offset that rm25.
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But RM 25 SST is not being charged right?
How to "cover"?
SUSDavid83
post Aug 17 2018, 11:18 PM

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QUOTE(kaifahalas @ Aug 17 2018, 11:04 PM)
woah.. this month my citibank is giving the lowest petrol rebate only rm1.50 sen , usually i got about rm40 to rm50 per month. Something is not right or they change their bill cycle. Anyone experienced the same thing as me.

Think to balance transfer out and close the card .
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Which card?
SUSDavid83
post Aug 19 2018, 06:13 AM

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QUOTE(kaifahalas @ Aug 19 2018, 02:09 AM)
Citibank cash back master card.
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Did you reach min cumulative spending of RM 1k (Normal/Gold) or RM 1.5k (Platinum)?
SUSDavid83
post Aug 23 2018, 12:55 PM

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QUOTE(hs_clover @ Aug 22 2018, 02:20 PM)
The maximum cashback for citibank cashback card is? i was reading at comparehero that says
--10% Monthly Cashback capped at RM40

So If i were to use RM4000 one month i would only get a RM40 cashback?
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QUOTE(lyc1982 @ Aug 23 2018, 12:44 PM)
capped = max

so anything beyond rm4000 still entitle you for rm40 max cashback
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https://ringgitplus.com/en/credit-card/Citi...k-Platinum.html

I'm not sure if you're the card benefits correctly.
In order to trigger for 10%, your min spending for the statement month needs to reach RM 1k (normal)/ 1.5k (Platinum).

RM 10/15 cash rebate capped for Petrol/Dining/Groceries/Grab catergory.
0.2% unlimited cash rebate for others

Thank you.
SUSDavid83
post Aug 23 2018, 01:29 PM

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QUOTE(lyc1982 @ Aug 23 2018, 01:12 PM)
ohh ok..

my point is if CC holder manages to fulfill all the requirement, he/she will only have max RM40 cashback per month

personally i think RM40 cashback is not that attractive
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With CST incoming, some people prefer consolidated spending into 1/2 cards.
People of this category won't care much and card like this would benefit them.
SUSDavid83
post Aug 23 2018, 01:40 PM

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QUOTE(kimi28laren @ Aug 23 2018, 01:36 PM)
To understand more on the Cash Back Credit Card, you can try out the simulation in this url:
https://www.citibank.com.my/english/credit-...YCCACBENCCHMCA9
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No need to stimulate; pretty straight forward.

1. Make sure you have min spending of RM 1000/1500
2. Spending into 4 categories that offer 10% cash back: Petrol/Dining/Groceries/Grab catergory ---> translated to RM 400/600
3. Find balance spending of RM 600/1100 to fulfill the activation requirement.
SUSDavid83
post Aug 24 2018, 01:02 PM

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QUOTE(kaifahalas @ Aug 24 2018, 12:09 PM)
i don't have to reached that minimum spending requirement  until now.

Obviously now they increase the minimum spending rules & etc .
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I believe that you're not aware that they have revised the card benefits before GE14.
I can't remember the exact time frame. Should be around March/April 2018 I guess.
SUSDavid83
post Aug 24 2018, 01:20 PM

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QUOTE(hs_clover @ Aug 24 2018, 01:06 PM)
So anyone though citibank cashback card is good to apply? cause i don really get the maximum capped requirement.
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It depends on your usage pattern and how many cards you already own on-hand.
If your have better card, obviously this card may not suit you.
As I mentioned earlier that this card is good for those aim to consolidate spending into 1/2 card.
SUSDavid83
post Aug 26 2018, 11:59 AM

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QUOTE(MNet @ Aug 26 2018, 11:44 AM)
can pay citibank cc from other bank via instant transfer?
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Yes.
I'm paying using CIMBClicks.
SUSDavid83
post Aug 26 2018, 05:12 PM

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QUOTE(icebryanchan @ Aug 26 2018, 02:35 PM)
Guys, newbie question, I always forgot.

If the statement date is 26th every month, are the purchases on 26th be on current statement (to be generated 27th or sooner) or it will be moved forward to the next statement?

P.s. i posted at CIMB credit card thread as well to check if all the bank operates the same way  laugh.gif
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It depends on the posting date.
If the merchant processes it on 26th, it'll on the 26th statement.
Otherwise, if it is posted on 27th, you won't see it.
SUSDavid83
post Aug 26 2018, 07:55 PM

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QUOTE(ckuanglim @ Aug 26 2018, 07:46 PM)
How much is the annual fee for Citi Rewards credit card? Is it good for the 5x points?
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QUOTE
The Citi Rewards Card gives you 5X Rewards points when you shop for everyday purchases, or when you travel - all year round. You'll also have access to the Visa Signature or World MasterCard premium-level benefits program for exclusive privileges and offers.


This card is at Visa Signature/World Mastercard level.
AF is RM 600 (from RP; couldn't find from Citibank website).
SUSDavid83
post Aug 26 2018, 11:10 PM

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-deleted-

This post has been edited by David83: Aug 26 2018, 11:13 PM
SUSDavid83
post Aug 28 2018, 08:25 AM

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QUOTE(liuyouken @ Aug 28 2018, 08:12 AM)
How long to wait now to apply again after the cancellation of previous card?
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3-6 months
SUSDavid83
post Aug 28 2018, 01:12 PM

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QUOTE(#Victor @ Aug 28 2018, 01:10 PM)
“Monthly Spend” is defined as the total retail transaction within each Billing Month
For Citi Cash Back Card or Citi Cash Back Platinum Card, does online transactions (Shopee, Lazada, etc) consider as retail transaction (Retail Spend) for cash back eligibility?


Similar question for new card activation campaign, does online transaction (Lazada, reload to BigPay, etc) consider as Retail Spend?

Citibank 2018 Credit Cards Online Acquisition Campaign with Activation Gift
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Under which category you can earn 10% cash back from apart from the general 0.2% unlimited cash back?

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