QUOTE(oHkereD @ Apr 14 2016, 05:20 PM)
did you guys sign up for credit shield select upon applying any citi credit cards? is it worth it? for a premium of RM0.60 for every RM100 in statement balance.
edit: i already have my own insurance..
truly not worth it.
1) those who need it, ie, they have a lot of outstanding balance, this will make things worse, because just increases the payment that they have to make every month.
2) those who don't need it, ie, clear their outstanding balance every month, well, they don't need it...
at RM0.60 per RM100 translates to RM60 per month for RM10,000. in insurance, that's expensive.
so... don't...