Dear all,
Am purchasing a property at RM495,000.
Taking a 90% loan which means housing loan amount is RM445,000
I am a first time buyer.

If I am not wrong, there are 2 sides to pay the lawyer for this.

1. I need to pay for legal services between MYSELF and the VENDOR

This means I need to prepare:
SPA agreement
CKHT 2A
reimbursements
stamp duty on MOT
stamp duty on SPA

this will cost me about RM9.8k
2. i need to pay for legal services between MYSELF and the BANK LOAN

this means i need to prepare for:
Facilities agreement
charge form 16A (WHAT IS THIS FOR?)
private caveat (is this even necessary?)
reimbursements
stamp duty on facilities agreement etc
registraction of entry & withdrawal of caveat

this will cost me RM7.3k
Am I getting conned or is this the market rate? what can i negotiate for?